820 Cedar Creek Cir, Bonham, TX, 75418
About This Home
Your Dream Country Estate on Over a Third Acre with Cul-de-Sac Appeal! Impeccably maintained and move-in ready, this spacious home offers the perfect blend of comfort, entertaining, and outdoor living. Situated on an oversized lot, the private backyard retreat features a sparkling pool, expansive grassy area, mature trees, and a traditional brick fireplace perfect for gathering with family and friends.The chef-inspired kitchen showcases granite countertops, abundant white cabinetry, a large center island, spacious pantry, and oversized utility room. The inviting family room offers soaring ceilings, abundant natural light, and walls of windows overlooking the backyard oasis. A desirable dual-staircase design adds both character and functionality.The spacious first-floor primary suite features dual walk-in closets, a relaxing garden tub, and room for a sitting area. Upstairs you'll find generously sized secondary bedrooms plus a large flex space ideal for a game room, media room, or entertaining area complete with a built-in bar and fireplace. The garage includes a dedicated workshop area, perfect for hobbies, projects, or additional storage. Major updates include over $20,000 invested in newer HVAC systems and attractive cedar fencing, providing both peace of mind and enhanced privacy. Enjoy the best of North Texas outdoor living with convenient access to Lake Bonham, Lake Bois d'Arc, and the new Ralph Hall Lake, offering boating, fishing, kayaking, camping, and hiking opportunities. Historic Downtown Bonham features local boutiques, restaurants, wineries, coffee shops, farmers markets, and community events throughout the year. Convenient access to Sherman, McKinney, Greenville, and the growing North Texas corridor provides a perfect balance of country charm and city convenience.Whether you're entertaining poolside, enjoying lake weekends, gardening, or simply relaxing under the Texas sky, this exceptional property offers the lifestyle you've been searching for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Electric Cooktop,Disposal,Microwave
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 0 x 0
Features
- Dry Bar,Decorative/Designer Lighting Fixtures,High Speed Internet,Multiple Staircases,Cable TV,Wired for Sound
- Flooring: Carpet,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Decorative,Gas Log,Gas Starter,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 3,538 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 000000091295
- Exclusions: Personal Belongings
Features
- Levels: Two
- Stories: 2
- Pool features: Gunite,Heated,In Ground,Pool
- Patio & porch: Covered
- Exterior features: Fire Pit
Lot
- Lot size: 0.36 Acres
- Features: Acreage,Back Yard,Cul-De-Sac,Interior Lot,Lawn,Subdivision,Sprinkler System,Few Trees
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Drought
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $596 | $7,152 |
| Property Taxes | $971 | $11,652 |
| Electricity | $388 | $4,661 |
| Total | $4,483 | $53,796 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Listed for sale | $500,000 |
| 2023-08-29 | Listing removed | -- |
| 2023-06-29 | Listed for sale | $525,000 |
| 2021-04-01 | Sold | -- |
| 2020-12-03 | Listing removed | $389,000 |
| 2020-10-14 | Price change | $389,000 |
| 2020-08-30 | Listed for sale | $399,000 |
| 2018-08-30 | Sold | -- |
| 2018-08-14 | Pending sale | $315,000 |
| 2018-05-18 | Price change | $315,000 |
| 2018-05-11 | Listed for sale | $319,000 |
| 2016-12-14 | Listing removed | $298,000 |
| 2016-11-14 | Price change | $298,000 |
| 2016-09-21 | Listed for sale | $315,000 |
| 2012-08-19 | Listing removed | $199,900 |
| 2012-03-09 | Price change | $199,900 |
| 2012-01-15 | Price change | $219,000 |
| 2011-11-17 | Listed for sale | $225,000 |
For Sale by Agent
View on Zillow