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1309 S 5th St, Bonham, TX, 75418

3beds
1baths
1,328sqft
$128,000
$96price/sqft
$1,234/moest. monthly cost
$49,360/yrincome needed

About This Home

This cozy, newly renovated 3-bedroom home is move-in ready with fresh updates throughout, including new flooring, modern fixtures, and a bright, welcoming layout. Enjoy an updated kitchen and bathroom, comfortable bedrooms, and a spacious yard with the freedom of no HOA. A storm cellar adds extra safety and storage. Seller had it appraised and that came back at 180K. Home is priced below market value for quick sale! Current owner has leased property out quickly during the time she has owned the property.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-61.4 mi
5/10
Rather L High SchoolGrades 7-81.3 mi
3/10
Bonham High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan

Interior Area

  • Total interior livable area: 1,328 sqft

Living Room

  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Other

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 000000091751
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,497 sqft

Parking

  • Parking features: Additional Parking,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $647$7,764
Home Insurance *$152$1,824
Property Taxes $197$2,364
Electricity $238$2,859
Total$1,234$14,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,308/yr
40% on housing$37,020/yr
45% on housing$32,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$167
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$123,000
2026-07-29Listed for rent$1,650
2026-07-06Price change$128,000
2026-06-17Listed for sale$130,000
2026-02-17Listing removed$162,000
2026-01-06Price change$162,000
2025-12-02Listed for sale$165,000
2023-04-05Listing removed--
2023-03-04Price change$159,900
2023-02-18Listed for sale$185,000
2018-05-26Listing removed$750
2018-05-20Listed for rent$750
2017-11-18Listing removed$895
2017-10-05Listed for rent$895
2017-08-18Listing removed$895
2017-08-11Listed for rent$895
2016-12-23Listing removed$21,500
2016-11-28Pending sale$21,500
2016-11-08Price change$21,500
2015-12-18Pending sale$18,400
2015-07-20Price change$18,400
2011-07-28Listed for sale$19,900

For Sale by Agent

AgentAlexis Burkard
BrokerageGlass Land and Home LLC

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