See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1310 S 5th St, Bonham, TX, 75418

2beds
1baths
1,251sqft
$140,000
$112price/sqft
$1,357/moest. monthly cost
$54,280/yrincome needed

About This Home

Fantastic investment opportunity—perfect for investors seeking immediate cash flow! This 2-bedroom, 2-bath property is tenant-occupied at $1,275 per month through April 2027, making it a turnkey addition to your rental portfolio. Step into this beautifully renovated home where modern updates meet everyday comfort. Inside, you’ll find vinyl wood-look flooring throughout, creating a seamless and low-maintenance living space. The remodeled kitchen is designed for both style and functionality, featuring granite countertops, stainless steel appliances, and updated cabinetry—perfect for everything from daily meals to entertaining.The living areas feel bright and welcoming. Both bedrooms are well-sized and offer flexibility for guests, a home office, or additional living needs while the bathroom has also been thoughtfully remodeled with fresh, modern finishes. This property is available for individual sale as well as offered as part of an Investor Package Deal.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-61.3 mi
5/10
Rather L High SchoolGrades 7-81.2 mi
3/10
Bonham High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Disposal
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Cable TV
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,251 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters
  • Level: First
  • Dimensions: 0 x 0

Laundry

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 000000091758
  • Exclusions: Tenant occupied with current lease through 4-30-27 at $1275 per month. Current tenant belongings (as applicable) washer,dryer,fridge,etc.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$167$2,004
Property Taxes $245$2,940
Electricity $238$2,859
Total$1,357$16,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,525/yr
40% on housing$40,710/yr
45% on housing$36,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$167
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$155,000
2014-08-03Listing removed$35,000
2014-07-31Price change$35,000
2014-07-24Price change$30,000
2014-06-09Listed for sale$35,000

For Sale by Agent

AgentMallory Adams
BrokerageOmniKey Realty, LLC.

Similar Homes