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242 W Fannin St, La Grange, TX, 78945

3beds
2baths
1,456sqft
$185,000
$127price/sqft
$1,519/moest. monthly cost
$60,760/yrincome needed

About This Home

Adorable home in the heart of La Grange! This character-rich 3 bedroom, 2 bath home with original hardwood floors sits on over a quarter of an acre with a small barn/coop in the fenced in, well-shaded backyard. Located 2 blocks from the downtown square, you will be walking distance to the historic center of town with all of its shops, restaurants, and local businesses. Buyer should verify all room measurements. This home is priced to sell and is ready for the next owner to come in and put their own touch on it. Property is being sold "as is". Schedule your showing before this beauty is gone!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
7/10
La Grange Middle SchoolGrades 7-80.9 mi
5/10
La Grange High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freestanding Oven,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down
  • Flooring: Tile,Vinyl,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • Parcel number: 37518

Features

  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Hurricane
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$165$1,980
Property Taxes $181$2,172
Electricity $238$2,859
Total$1,519$18,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,080/yr
40% on housing$45,570/yr
45% on housing$40,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.4%
-7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 78945$179
Fayette County$410

vs Homes Sold Last Month

Median $/sqft

ZIP 78945
Fayette County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-17Price change$185,000
2025-08-28Price change$210,000
2024-10-15Listed for sale$219,000
2024-07-09Listing removed$219,000
2024-06-26Listed for sale$219,000

For Sale by Agent

AgentTiffany Johnston
BrokerageColdwell Banker Properties Unlimited

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