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810 N Main St, Winnsboro, TX, 75494

2beds
2baths
1,666sqft
$150,000
$90price/sqft
$1,202/moest. monthly cost
$48,080/yrincome needed

About This Home

This spacious two-bedroom, 2 bath home is located on main street and is within walking distance to the post office and a variety of shops with great choices for restaurants. The huge living room which opens into a bright sunroom with double doors, and features hardwood floors, high ceilings and a fireplace. The nice size kitchen has an abundance of cabinet space and storage and leads into a formal dining room. Lakes and golf courses are all close by. And I-30 is easy access to Dallas. The Dallas Morning Star rated Winnsboro in their top 10 small towns in Texas to live in. Call today for your private showing.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
6/10
Winnsboro High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Frame,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Disposal,Refrigerator,Gas Water Heater

Bathroom

  • Features: Shower and Tub,Vinyl Tile,Carpet

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining

Features

  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Central/Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,666
  • Total interior livable area: 1,666 sqft

Property

Accessibility

  • Accessibility features: Other/See Remarks

Details

  • Parcel number: 012000133700000000001
  • Special condition: None,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other/See Remarks
  • Fencing: Wood

Lot

  • Features: Other/See Remarks

Parking

  • Parking features: Other/See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Strong Wind
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$105$1,260
Property Taxes $101$1,212
Electricity $238$2,859
Total$1,202$14,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,211/yr
40% on housing$36,060/yr
45% on housing$32,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$367
Franklin County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Franklin County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$150,000
2024-12-25Listing removed$170,000
2024-10-01Price change$170,000
2024-09-12Price change$179,900
2024-09-05Price change$185,000
2024-08-22Price change$190,000
2024-08-19Price change$195,000
2024-07-29Price change$199,900
2024-04-27Price change$250,000
2024-04-10Listed for sale$200,000
2023-10-30Listing removed--
2022-12-16Listed for sale$200,000
2022-09-15Listing removed--
2022-09-08Price change$200,000
2022-09-07Listed for sale$185,000
2022-03-02Listing removed--
2021-07-23Listing removed$125,000
2021-05-31Price change$125,000
2021-05-10Listed for sale$129,000
2020-09-18Sold--
2017-03-08Listing removed$64,800
2017-01-19Listed for sale$64,800
2016-12-12Listing removed$69,900
2016-10-13Price change$69,900
2016-08-23Listed for sale$73,900

For Sale by Agent

AgentJennifer Burgess
BrokerageMayben Realty, LLC

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