109 Olive St, Mount Vernon, TX, 75457
About This Home
CALLING ALL INVESTORS. COME Make an OFFER! Seller is New York Mutual and will finance with an approved loan. Welcome to this charming home! Boasting over 2,000 square feet of living space, this residence offers ample room for entertaining guests and creating lasting memories. Featuring 3 bedrooms and 2 baths, this home provides a cozy retreat. Step outside and relish the expansive almost half-acre lot, perfect for enjoying the outdoors and creating an oasis. This home is near dining, shopping, and Mount Vernon ISD, making it an ideal location for convenience and comfort. Don't miss the opportunity to make this house a home sweet home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Brick and Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven
Bathroom
- Features: Shower and Tub
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Flooring: Carpet,Laminate,Tile,Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Central/Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,577
- Total interior livable area: 1,577 sqft
Kitchen
- Features: Kitchen/Eating Combo
Property
Details
- Parcel number: 000610000000041000000
- Special condition: Real Estate Owned,Other/See Remarks
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Fencing: None
Parking
- Parking features: Garage Faces Side
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $215 | $2,580 |
| Electricity | $238 | $2,859 |
| Total | $1,276 | $15,312 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-11 | Listed for sale | $165,000 |
| 2025-06-09 | Listing removed | $140,000 |
| 2025-05-05 | Price change | $140,000 |
| 2025-02-03 | Listed for sale | $145,000 |
| 2025-02-03 | Listing removed | $145,000 |
| 2024-11-15 | Price change | $145,000 |
| 2024-08-15 | Price change | $150,000 |
| 2024-08-15 | Listed for sale | $160,000 |
| 2023-04-06 | Listing removed | -- |
| 2021-09-12 | Listing removed | $160,000 |
| 2021-07-01 | Listed for sale | $160,000 |
| 2011-08-02 | Listing removed | $84,900 |
| 2011-06-03 | Price change | $84,900 |
| 2011-03-16 | Listed for sale | $90,000 |
Unknown Listed By
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