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198 ENCINO DRIVE, Pearsall, TX, 78061

5beds
4baths
3,300sqft
$349,500
$106price/sqft
$2,943/moest. monthly cost
$117,720/yrincome needed

About This Home

PRIME LOCATION! Beautiful Home ! Don't miss this rare opportunity to own a stunning property that combines space, location, and incredible equity from day one. Property Highlights: Corner home, Massive, private lot with endless outdoor possibilities.Prime Location: Instant Equity: Intentionally priced below market value for a quick sale. Beautifully maintained interior with modern finishes.Outdoor Oasis: Perfect backyard for entertainment, expansion, or a pool.This gem will not last long at this price point. Includes small studio apartment.Spacious parking that includes a 30-amp RV hookup.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
3/10
4/10
Pearsall High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 144

Bedroom3

  • Area: 144

Bedroom4

  • Area: 144

Bedroom5

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 256

Family Room

  • Area: 256

Features

  • One Living Area,Master Downstairs,Ceiling Fan(s)
  • Flooring: Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,300 sqft

Kitchen

  • Area: 144

Master Bathroom

  • Features: Tub/Shower Combo
  • Area: 100

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 001200000200100000000

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 4
  • Parking features: Two Car Garage,Two Car Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Lightning
Tornado
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$427$5,124
Property Taxes $387$4,644
Electricity $362$4,348
Total$2,943$35,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,902/yr
40% on housing$88,290/yr
45% on housing$78,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 78061$475
Frio County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 78061$117
Frio County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$329,000
2026-06-04Listed for sale$349,500
2026-02-22Listing removed$345,000
2025-12-17Price change$345,000
2025-08-21Listed for sale$360,000
2023-01-27Listing removed--
2023-01-12Listed for sale$330,000

For Sale by Agent

AgentBlanca Hale
BrokerageAranda Real Estate

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