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2320 Summit Frst, Fredericksburg, TX, 78624

3beds
5baths
4,353sqft
$1,689,000
$388price/sqft
$11,451/moest. monthly cost
$458,040/yrincome needed

About This Home

SUMMIT OF STYLE – Welcome to a home that truly stands out—an architectural showpiece crafted by acclaimed local architect Jon Pankratz and brought to life by Tony Martin Homes. Sitting on an expansive corner lot of nearly three-quarters of an acre, this property delivers both space and sophistication. The main house features three bedrooms and four and a half baths, while a separate guest house adds an extra bedroom and bath for even more flexibility. The moment you arrive, you will be impressed with the stately front elevation of this exceptional limestone home. Step inside, and you are greeted by soaring vaulted ceilings with exposed wood beams accented by the warmth of long leaf pine and real oak floors. Every detail, from the custom cabinetry and doors to the striking stone fireplace, creates an inviting atmosphere you'll want to come home to every day. The living, dining and kitchen all flow together seamlessly creating a warm atmosphere which is perfect for entertaining or spending a quiet night at home. The state of the art kitchen is outfitted with beautiful long leaf pine cabinetry, a generous seven-foot granite island, and professional grade appliances, including a Thermador 6-burner gas range, double ovens, griddle, Subzero fridge (new in 2021), and a whisper-quiet Miele dishwasher (2025) along with a huge walk-in pantry large enough for an culinary enthusiast. Adding to the daily living space is a spacious home office and lovely sun room setting area with limestone walls and a wood beamed ceiling just off the kitchen overlooking the lush landscaping – a lovely spot for morning coffee or reading. Meanwhile, the large master suite is a retreat all its own, with two separate bathrooms, each offering their own showers, sinks and walk-in closets. One bathroom even includes a private bath tub and vanity area. Down the limestone hallway overlooking the grandiose outdoor courtyard of the home, you will find two additional equally well appointed spacious guest bedrooms each with their own ensuite bathrooms. At the heart of the home is a large flexible space – perfect art studio, workout room or additional bedroom that connects to a utility room and the oversized two-car garage. Natural light pours in from walls of windows surrounding the courtyard, giving every room an open and airy feel. The home's unique floor plan is full of thoughtful details and finishing touches, designed for both beauty and practicality. GUEST HOUSE – Just across the courtyard sits a charming guest house, complete with its own master bedroom and bathroom with a walk-in shower, small kitchen area and attached two-car garage/workshop. The guest house offers a great setting for long-term guests, teens needing their own space or a quiet home office. OUTSIDE – You'll want to spend as much time outdoors as inside. The spacious front porch and a shaded back porch facing the courtyard offer the perfect spots to relax, grill, or enjoy a glass of wine with friends. The backyard is private and serene, enclosed by sturdy stone walls. Stone pavers and flower beds invite you to create your own garden oasis, while a separate grassy side yard with mature trees is perfect for pets—or for stringing up a hammock and enjoying a lazy afternoon. The home overlooks the front of Summit Forest Street and the corner lot with access from both the front and street behind providing access to both garage entrances, making coming and going a breeze. The home provides more than beauty, its also practical with tons of storage, a standing seam metal roof for durability and even has its own Kohler 26KW whole house generator installed in 2024. If you have been looking for not just a home but a real show place then you will love living in the SUMMIT OF STYLE !

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Metal
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hill Country Style,Traditional
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Pantry,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Guest Quarters,High Speed Internet
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Skylight(s)
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 4,353
  • Total interior livable area: 4,353 sqft

Property

Details

  • Parcel number: 85559
  • Zoning: R-1

Features

  • Levels: One
  • Patio & porch: Deck/Patio
  • Fencing: Privacy
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 0.74 Acres
  • Features: Sprinkler System-Lawn,In City Limits

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,540$102,480
Home Insurance *$797$9,564
Property Taxes $1,637$19,644
Electricity $477$5,735
Total$11,451$137,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,605/yr
40% on housing$343,530/yr
45% on housing$305,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$364
Gillespie County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$1,689,000
2025-12-18Listing removed$1,789,000
2025-10-03Price change$1,789,000
2025-05-19Listed for sale$1,849,000
2013-09-30Sold--
2013-04-07Price change$999,000
2013-02-24Price change$1,200,000
2012-11-26Listed for sale$1,375,000

For Sale by Agent

AgentMichael W. Starks
BrokerageRE/MAX Town & Country

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