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806 Saint Michael St, Gonzales, TX, 78629

3beds
2baths
1,323sqft
$249,000
$188price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

Charming three-bedroom, two-bath home offering comfort and convenience in a great location! Featuring central air & heat, this home is ideally located close to downtown and nearby schools—perfect for families and those who enjoy walking to downtown. Enjoy the outdoors with a privacy-fenced backyard, creating a peaceful space for kids, pets, or relaxing evenings. A wonderful place to call home!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

3/10
3/10
Gonzales High SchoolGrades 8-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Range Hood,Water Heater,Some Electric Appliances,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Closet,Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Laminate Counters,Primary Downstairs,Living/Dining Room,Main Level Primary,Multiple Closets,Open Floorplan,Pull Down Attic Stairs,Soaking Tub,Tub Shower,Vanity,Walk-In Closet(s),Window Treatments,Breakfast Bar,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,323 sqft

Property

Details

  • Parcel number: 12525

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Private Yard
  • Fencing: Privacy
  • Waterbody name: None Water Features

Lot

  • Lot size: 7,487 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Hail
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$157$1,884
Property Taxes $152$1,824
Electricity $238$2,859
Total$1,806$21,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 78629$288
Gonzales County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 78629
Gonzales County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$249,000
2026-03-29Listed for sale$265,000

For Sale by Agent

AgentSherri Schellenberg
BrokerageHeritage Oak Realty

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