See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

415 S Rice St, Hamilton, TX, 76531

3beds
2baths
2,835sqft
$549,500
$194price/sqft
$4,461/moest. monthly cost
$178,440/yrincome needed

About This Home

Come see timeless craftsmanship with this beautifully restored 1920 custom home where historic charm meets modern convenience. Soaring 12-foot ceilings, beautifully restored original oak hardwood floors, and abundant natural light create a warm and inviting atmosphere throughout. Offering 3 bedrooms, 2 bathrooms, a spacious living room, formal dining room, and an upstairs second living area or game room, this home provides exceptional flexibility for today's lifestyle. The chef-inspired kitchen is designed to impress with a six-burner gas cooktop, custom vent hood, double ovens, rich mahogany countertops, travertine backsplash, and generous workspace. Just off the kitchen, you'll find a laundry room with pantry storage, while the primary suite includes a private office with a large built-in desk—perfect for working from home. Extensively updated in 2008, this home features upgraded electrical, plumbing, structural framing, and HVAC systems, including four return air vents for enhanced comfort and airflow. Additional improvements include a durable 50-year metal roof (2010), freshly painted cedar and Hardie siding (2024), and a new gas water heater (2024). Designed with energy efficiency in mind, the home offers 12-inch attic insulation, 6-inch roof insulation, and foam insulation beneath the floor, helping maintain comfortable indoor temperatures while reducing energy costs during the Texas summer months. For added value and convenience, the refrigerator, washer, and dryer will convey with the property. Outside, enjoy mornings on the welcoming wraparound front porch surrounded by colorful landscaping or unwind on the backyard veranda featuring newly poured concrete, a firepit, and a spacious storage shed. Rich in character, thoughtfully updated, and unlike anything else on the market, this one-of-a-kind home is ready for its next chapter.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Hamilton High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Gas Range,Double Oven,Dishwasher,Gas Range,Gas Water Heater,Plumbed For Gas,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 12

Bedroom

  • Features: Built-in Features,Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Concrete,Hardwood,Slate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,835 sqft

Living Room

  • Level: Second
  • Dimensions: 0 x 0

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Double Vanity,En Suite Bathroom,Granite Counters
  • Level: First
  • Dimensions: 10 x 12

Master Bedroom

  • Features: Built-in Features,Ceiling Fan(s),Double Vanity,En Suite Bathroom,Granite Counters,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 15

Other

  • Features: Built-in Features,Jack and Jill Bath
  • Level: First
  • Dimensions: 11 x 5

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: R000016820

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Awning(s),Rear Porch,Deck,Front Porch,Patio,Side Porch,Terrace,Wrap Around,Covered
  • Exterior features: Awning(s),Fire Pit,Rain Gutters,Storage
  • Fencing: Chain Link,Metal,Partial,Wrought Iron
  • Residential vegetation: Grassed,Wooded

Lot

  • Lot size: 10,323 sqft

Parking

  • Parking features: Additional Parking,Drive Through,Driveway,Paver Block

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,778$33,336
Home Insurance *$997$11,964
Property Taxes $375$4,500
Electricity $311$3,735
Total$4,461$53,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,948/yr
40% on housing$133,830/yr
45% on housing$118,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 76531$236
Hamilton County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 76531
Hamilton County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$549,500
2010-08-26Listing removed$129,000
2010-04-27Listed for sale$129,000

For Sale by Agent

AgentGinnie Harwood
BrokerageGraceland Real Estate

Similar Homes