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4760 N Tonto Cir, Prescott Valley, AZ, 86314

4beds
2baths
2,380sqft
$615,000
$258price/sqft
$3,720/moest. monthly cost
$148,800/yrincome needed

About This Home

Welcome to this beautifully maintained 4 bedroom, 2 bath home in desirable Prescott Valley Unit 19, offering a spacious split floor plan, an impressive list of upgrades inside and out and 5.5 garage spaces!Step inside to find warm, natural finishes including travertine tile throughout, natural hickory cabinetry, and stunning custom natural edge granite countertops. The well appointed kitchen is a chef's dream, featuring a 6 burner range, double ovens, and ample prep space. Multiple skylights and ceiling fans fill the home with natural light and comfort.Enjoy both living and family rooms, anchored by an efficient pellet stove and enhanced with surround sound for cozy nights or gatherings. The family room also offers a built-in bar and shelving, while the roughly 325 square feet Arizona room features a wet bar and mini-split system, ideal for year-round enjoyment.The primary suite is complemented by a functional laundry space complete with utility sink, folding station, and hanging area. Additional features include a 50 gallon gas water heater (2022), roof replaced in 2015, and both HVAC and evaporative cooling, newer washer and gas dryer.Car enthusiasts, hobbyists, or those needing extra space will appreciate the 695 square foot, fully insulated, heated and cooled 3.5-car garage, complete with a separate breaker panel, 220V outlets, and utility sink. The RV garage houses an 8 person Hot Spring hot tub (2023), creating a private retreat at home. The backyard is designed for both relaxation and productivity, featuring a gazebo with sun shades, raised garden beds, mature grapevines, blackberries, fruit trees (plum, apple), roses, and perennial herbs. A recently installed double gate provides easy backyard access, and a 10x10 garden shed adds additional storage.This home truly blends comfort, functionality, and lifestyle, ready for its next owner to enjoy all it has to offer.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
4/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Composition
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Gas Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: Wash/Dry Connection,Sink

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Slab,Stem Wall

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bar,Ceiling Fan(s),Solid Surface Counters,Eat-in Kitchen,Formal Dining,Soaking Tub,Granite Counters,Live on One Level,Master Downstairs,High Ceilings,Wired for Sound,Walk-In Closet(s),Wet Bar
  • Window features: Solar Screens,Skylight(s),Double Pane Windows,Blinds,Screens,Vinyl Windows
  • Flooring: Stone

Heating & Cooling

  • Heating features: Forced - Gas,Mini-Split Unit(s),Natural Gas,Pellet Stove
  • Cooling features: Ceiling Fan(s),Central Air,Evaporative Cooling

Interior Area

  • Total structure area: 2,380
  • Total interior livable area: 2,380 sqft

Property

Details

  • Parcel number: 7836
  • Zoning: RL-10

Features

  • Levels: Traditional
  • Patio & porch: Covered,Patio
  • Exterior features: Landscaping-Front,Landscaping-Rear,Level Entry,Rain Barrel/Cistern(s),Sprinkler/Drip,Storm Gutters
  • Has spa: Yes
  • Spa features: Outdoor Spa/Hot Tub,Bath
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: City
  • Topography of land: Corner Lot,Cul-De-Sac,Level

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener,Driveway Concrete
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance $154$1,848
Property Taxes $205$2,460
Electricity $252$3,024
Total$3,720$44,640

Income You'd Need if You Spent...

35% on housing$127,542/yr
40% on housing$111,600/yr
45% on housing$99,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 86314$264
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86314$283
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$615,000
2022-03-14Sold$580,000
2022-02-17Pending sale$600,000
2022-02-17Contingent$600,000
2021-11-30Price change$600,000
2021-11-03Listed for sale$649,900
2003-09-05Sold$185,000

For Sale by Agent

AgentLisa Moncrief
BrokerageColdwell Banker Northland

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