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237 Giant Cedar Trl, Whitney, TX, 76692

5beds
5baths
3,600sqft
$1,190,000
$331price/sqft
$7,638/moest. monthly cost
$305,520/yrincome needed

About This Home

Experience elevated lake living in this stunning three-story home overlooking beautiful Lake Whitney. Designed to capture breathtaking water views from nearly every room, this spacious five-bedroom, four-and-a-half-bath retreat offers the perfect blend of luxury, comfort, and entertainment. The open-concept main living area is filled with natural light and showcases expansive lake views, seamlessly connecting the living room, dining area, and kitchen—ideal for gathering with family and friends. Each level of the home is thoughtfully designed to maximize both privacy and panoramic scenery. The oversized game room with a full bar creates the ultimate entertainment space and opens directly to your private backyard oasis featuring a sparkling swimming pool and relaxing hot tub—perfect for hosting or unwinding after a day on the water. Whether you're looking for a full-time residence, weekend getaway, or income-producing property, this Lake Whitney gem delivers unmatched views, generous space, and resort-style living in one incredible package.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
3/10
Whitney Middle SchoolGrades 6-83.9 mi
6/10
Whitney High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Laundry Chute,Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Central Vacuum,Dry Bar,Decorative/Designer Lighting Fixtures,Double Vanity,Open Floorplan,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,600 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: Second
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Third
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 127627
  • Other equipment: Intercom

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Heated,In Ground,Outdoor Pool,Pool
  • Patio & porch: Covered,Balcony
  • Exterior features: Balcony,Rain Gutters
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Whitney

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$847$10,164
Property Taxes $379$4,548
Electricity $395$4,743
Total$7,638$91,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,874/yr
40% on housing$229,140/yr
45% on housing$203,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$208
Hill County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$1,190,000

For Sale by Agent

AgentDenise Callaway
BrokerageBosque Real Estate Inc

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