430 Hcr #1231, Whitney, TX, 76692
About This Home
Charming cottage just off a quiet country road and minutes from Lake Whitney — the perfect weekend getaway or hunting cabin. This adorable 1-bedroom, 2-bath home offers cozy comfort and country character. The upstairs bedroom opens to a small balcony, ideal for morning coffee and peaceful views. Outside, you’ll find a private, roomy yard with plenty of space to start a garden, build a fire pit or host a Texas-style BBQ. Comfortable living spaces, easy access to outdoor recreation, and a serene setting make this an irresistible retreat. Great opportunity for a weekend home, rental, or full-time simple-living lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range
- Laundry features: Electric Dryer Hookup,Laundry in Utility Room
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Built-in Features,Eat-in Kitchen,Loft
- Flooring: Vinyl
Half Bath
- Level: First
- Dimensions: 0 x 0
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,140 sqft
Living Room
- Level: First
- Dimensions: 10 x 12
Master Bedroom
- Level: Second
- Dimensions: 14 x 14
Other
- Level: Second
- Dimensions: 0 x 0
Property
Details
- Parcel number: 127660
- Exclusions: washer and dryer and all personal belongings
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Side Porch,Balcony
- Exterior features: Balcony,Storage
- Fencing: Partial
Lot
- Lot size: 0.77 Acres
- Features: Back Yard,Lawn,Landscaped,Few Trees
Parking
- Total spaces: 2
- Parking features: Gravel,No Garage,Deck
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Lightning
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $57 | $684 |
| Electricity | $238 | $2,859 |
| Total | $929 | $11,148 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $110,000 |
| 2026-04-10 | Price change | $115,000 |
| 2026-02-26 | Price change | $126,000 |
| 2025-10-29 | Listed for sale | $128,000 |
| 2025-10-27 | Listing removed | $128,000 |
| 2025-10-04 | Price change | $128,000 |
| 2025-09-18 | Listed for sale | $138,500 |
| 2025-08-13 | Listing removed | $139,500 |
| 2025-08-05 | Contingent | $139,500 |
| 2025-07-29 | Price change | $139,500 |
| 2025-07-14 | Listed for sale | $146,500 |
For Sale by Agent
View on Zillow