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104 Cedar Way, Whitney, TX, 76692

1beds
1baths
880sqft
$68,900
$78price/sqft
$654/moest. monthly cost
$26,160/yrincome needed

About This Home

Perfect lake getaway for a weekender, retiree, or couple. Very close to the lake – one access is a free park with a boat ramp called Cedar Creek Park and the other is the Old Fort Graham Park that has been abandon but you can still walk through it. This one bedroom, one bath singlewide sits on two treed lots with one being a corner lot. It has a storage shed and an attached carport. The front porch was enclosed by the previous owner but could easily be turned back into a porch. Perfect place to sit and watch the birds. All appliances convey. This one is priced to move!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

2/10
3/10
Whitney Middle SchoolGrades 6-84.6 mi
6/10
Whitney High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Vaulted Ceiling(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Window Unit(s)

Interior Area

  • Total interior livable area: 880 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 14

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: 128429
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: None
  • Waterbody name: Whitney
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100 x 124

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Drought
Inland Flooding
Landslide

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$49$588
Property Taxes $19$228
Electricity $238$2,859
Total$654$7,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,422/yr
40% on housing$19,620/yr
45% on housing$17,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$215
Hill County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$68,900

For Sale by Agent

AgentPaul Sauer
BrokerageSauer & Associates, Inc.

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