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198 Catherine Dr, Whitney, TX, 76692

4beds
3baths
2,128sqft
$253,900
$119price/sqft
$1,823/moest. monthly cost
$72,920/yrincome needed

About This Home

MUST SEE FULLY REMODELED, secluded home at the end of a quiet road! Come Home to comfort and privacy nestled near the shores of Lake Whitney! Unbeatable location in a well known desired community with a picturesque view of open pasture from the back yard creating a peaceful, private ambiance to be enjoyed year round. Thoughtfully remodeled with care and attention, this home combines comfort and luxury throughout. Impressive presence with double sided wood burning fireplace that can be viewed from formal dining AND living area. Adorned with special touches throughout, most notable the custom wainscoting wall! Master suite features a sitting room, large soaking tub, dual sinks with Carrera Marble tops, and separate shower. The kitchen is fresh and clean with new appliances, farm sink , custom vent-hood, coffee bar, storage galore-all connected to the dining area and centered around the island! Bedrooms 3 & $ are connected with a Jack and Jill bathroom. With 4 bedrooms & 3 bathrooms, there is room for everyone! You will find all major components are in tip top shape. With close proximity to the best recreational lake near DFW, this is a perfect for anyone seeking a private retreat close to the water whether private residence, rental, or seasonal lake home!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
3/10
Whitney Middle SchoolGrades 6-83.0 mi
6/10
Whitney High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Vented Exhaust Fan

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Built-in Features,Eat-in Kitchen,High Speed Internet,Kitchen Island,Pantry,Paneling/Wainscoting,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Double Sided,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,128 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Stone Counters
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Stone Counters,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Sitting Area in Primary
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features,Solid Surface Counters
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features,Solid Surface Counters
  • Level: First
  • Dimensions: 0 x 0

Utility Room

  • Features: Built-in Features,Utility Room
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 145703

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Front Porch,Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.31 Acres
  • Features: Cleared,Cul-De-Sac,Level

Parking

  • Parking features: Driveway,Kitchen Level,On Site,Parking Pad,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,283$15,396
Home Insurance *$180$2,160
Property Taxes $122$1,464
Electricity $238$2,859
Total$1,823$21,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,502/yr
40% on housing$54,690/yr
45% on housing$48,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$213
Hill County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$253,900
2026-01-18Listing removed$253,900
2025-10-21Price change$253,900
2025-09-21Price change$254,900
2025-08-20Listed for sale$259,900
2025-07-03Listing removed$294,900
2025-05-05Price change$294,900
2025-04-17Listed for sale$304,900
2019-08-18Listing removed$49,900
2019-08-07Pending sale$49,900
2019-07-10Price change$49,900
2019-06-10Price change$54,900
2019-04-30Price change$64,900
2019-03-29Price change$69,900
2019-02-22Price change$74,900
2019-01-15Listed for sale$79,900
2018-10-09Sold--
2016-04-05Listing removed--
2016-03-23Price change$15,000
2016-03-19Listed for sale--

For Sale by Agent

AgentLacey Whitehouse
BrokerageJulie Siddons REALTORS, LLC

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