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1106 Hcr #1414, Covington, TX, 76636

4beds
2baths
1,432sqft
$284,900
$199price/sqft
$2,007/moest. monthly cost
$80,280/yrincome needed

About This Home

Nestled on 1.997 acres in the peaceful countryside, this charming 4-bedroom, 2-bath farmhouse offers the perfect blend of rural living and everyday comfort. Bring your animals and enjoy the freedom of country life with outbuildings already in place for chickens, goats, sheep, or even cows—your very own Green Acres. The home includes the owner suite and guest bedroom on the first floor separated by an open concept living space. Additional 2 bedrooms are located on the second floor with a bath to share. The spacious property provides plenty of room for gardening, outdoor entertaining, and family gatherings, while the large yard gives both people and animals space to roam and enjoy the open air. Start your mornings or unwind in the evenings on the inviting covered front porch, taking in the quiet country surroundings. Whether you're dreaming of planting a garden, raising animals, or simply enjoying wide-open space, this farmhouse offers the perfect opportunity to add your finishing touches to create your own rural retreat. Country charm, room to grow, with space to live the lifestyle you’ve been dreaming of.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Covington SchoolGrades PK-123.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Split Bedrooms
  • Level: Second
  • Dimensions: 8 x 10

Bedroom

  • Features: Split Bedrooms
  • Level: Second
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 8 x 9

Features

  • Open Floorplan,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Simulated Wood,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,432 sqft

Kitchen

  • Features: Built-in Features
  • Level: First
  • Dimensions: 8 x 9

Laundry

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 7 x 8

Living Room

  • Level: First
  • Dimensions: 13 x 15

Master Bathroom

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 11

Other

  • Features: Built-in Features,Granite Counters
  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 100496

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Covered
  • Fencing: Back Yard,Fenced,Front Yard,Gate,Metal,Wire
  • Residential vegetation: Brush,Cleared,Grassed

Lot

  • Lot size: 2.00 Acres
  • Features: Back Yard,Lawn,Pasture

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Drought
Inland Flooding
Landslide

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$192$2,304
Property Taxes $137$1,644
Electricity $238$2,859
Total$2,007$24,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,811/yr
40% on housing$60,210/yr
45% on housing$53,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 76636$700
Hill County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 76636
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$319,900
2022-07-22Sold--
2022-06-04Pending sale$330,000
2022-06-04Contingent$330,000
2022-05-20Listed for sale$330,000
2016-05-26Listing removed$123,000
2016-04-11Pending sale$123,000
2016-04-11Price change$123,000
2016-04-04Listed for sale$115,900

For Sale by Agent

AgentMark Snavely
BrokerageLocal Pro Realty LLC

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