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1040 Monroe St, Crockett, TX, 75835

2beds
1baths
912sqft
$125,000
$137price/sqft
$1,128/moest. monthly cost
$45,120/yrincome needed

About This Home

Charming retreat on 1.02 acres! This cozy 912 sq ft home offers 2 bedrooms and 1 full bath with a bright, functional layout that makes the most of every space. The inviting living area is filled with natural light, while the kitchen provides ample cabinet storage and easy flow for everyday living. Both bedrooms are comfortably sized and share a well-appointed bath. Step outside and enjoy the freedom of over an acre—perfect for gardening, pets, a workshop, or future expansion. Whether you're a first-time buyer, downsizing, or looking for a peaceful getaway, this property offers comfort, privacy, and endless potential. Schedule your showing today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Early Childhood CenterGrades PK-K2.0 mi
4/10
3/10
Crockett High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 0005312

Features

  • Stories: 1

Lot

  • Lot size: 1.02 Acres
  • Features: Cleared,1 Up to 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$197$2,364
Property Taxes $61$732
Electricity $238$2,859
Total$1,128$13,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,674/yr
40% on housing$33,840/yr
45% on housing$30,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 75835$153
Houston County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 75835
Houston County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$125,000
2025-10-07Listed for sale$150,000

For Sale by Agent

AgentDaniel Hernandez
BrokerageTop Guns Realty on Lake Conroe

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