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3646 S Loba Drive S, Prescott, AZ, 86303

8beds
6baths
3,120sqft
$967,000
$310price/sqft
$5,776/moest. monthly cost
$231,040/yrincome needed

About This Home

Discover an extraordinary family retreat, offering unparalleled privacy and space on a generous 2.25-acre estate. A charming main residence, features 3 bedrooms, 2 bathrooms, Pass through Kitchen, and spacious great room and dining areas that provide ample space for gatherings around stone fireplace. Step outside to explore exceptional outdoor living including a large back deck. Garage parking, workshop/storage area. Separate, fully-equipment bunk house, an ideal for guest accommodation, multi-generational living, or even potential rental income. This impressive annex boasts 5 suites, 4 bathrooms, and common area kitchenette, screened - in porch, including a ping pong table, and - a large ''man cave'' complete with a full-sized pool table, promising endless hours of fun and camaraderie.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
8/10
Prescott High SchoolGrades 8-125.6 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition,See Remarks,Metal
  • Construction materials: Stone,Wood Siding,Wood Frame,Panelized Constrctn,Painted

Other

  • Builder name: Tanner Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Electric Range
  • Laundry features: In Garage,Other,See Remarks

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedroom

  • Level: First
  • Area: 13899
  • Dimensions: 113.00 x 123.00

Bedroom2

  • Level: First
  • Area: 1356
  • Dimensions: 113.00 x 12.00

Bedroom3

  • Level: Second
  • Area: 94744
  • Dimensions: 911.00 x 104.00

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 6

Bonus Room

  • Level: Second
  • Area: 17836
  • Dimensions: 98.00 x 182.00

Family Room

  • Level: First
  • Area: 4212
  • Dimensions: 156.00 x 27.00

Features

  • Breakfast Bar,Pantry,Separate Shwr & Tub,Laminate Counters
  • Number of fireplaces: 1
  • Fireplace: Yes

Garage

  • Level: Main
  • Area: 4674
  • Dimensions: 246.00 x 19.00

Heating & Cooling

  • Heating features: Hot Water,Baseboard,Other,See Remarks
  • Cooling features: Ceiling Fan(s),Evaporative Cooling,Other

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 3,120 sqft

Kitchen

  • Level: First
  • Area: 891
  • Dimensions: 99.00 x 9.00

Kitchen

  • Level: Second
  • Area: 686
  • Dimensions: 7.00 x 98.00

Other

  • Level: Second
  • Area: 22230
  • Dimensions: 114.00 x 195.00

Other

  • Level: Second
  • Area: 13688
  • Dimensions: 116.00 x 118.00

Other

  • Level: Second
  • Area: 22620
  • Dimensions: 116.00 x 195.00

Other

  • Level: Second
  • Area: 35256
  • Dimensions: 156.00 x 226.00

Other

  • Level: Second
  • Area: 30420
  • Dimensions: 156.00 x 195.00

Other

  • Level: Lower
  • Area: 770
  • Dimensions: 22.00 x 35.00

Other

  • Level: Lower
  • Area: 4158
  • Dimensions: 154.00 x 27.00

Property

Details

  • Parcel number: 10413008

Features

  • Stories: 2
  • Spa features: None
  • Fencing: Perimeter,Partial

Lot

  • Lot size: 2.25 Acres
  • Features: Natural Desert Back,Dirt Front,Dirt Back,Natural Desert Front

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Lightning
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,889$58,668
Home Insurance $235$2,820
Property Taxes $322$3,864
Electricity $330$3,964
Total$5,776$69,312

Income You'd Need if You Spent...

35% on housing$198,034/yr
40% on housing$173,280/yr
45% on housing$154,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 86303$277
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86303$341
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$967,000
2026-06-26Listed for sale$1,295,000
2013-10-25Sold$267,000
2013-09-04Listed for sale$290,000
2010-07-11Listing removed$575,000
2010-02-03Listed for sale$575,000

For Sale by Agent

AgentSteven Germain
BrokerageAdobe Valley Relocating Services

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