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445 W Belknap St, Jacksboro, TX, 76458

5beds
5baths
4,118sqft
$599,000
$145price/sqft
$4,714/moest. monthly cost
$188,560/yrincome needed

About This Home

Historic Victorian home in the heart of Jacksboro offering over 4,100 sq ft of updated living space with timeless character and modern functionality. Built in the early 1900s, this property sits on 1.37 acres shaded by mature oak trees planted in the 1920s and offers potential as a bed & breakfast. Inside, you’ll find original architectural details, hardwood floors, period millwork, stained glass windows, and built-in features that highlight the home’s craftsmanship. The chef’s kitchen opens to spacious living and dining areas, ideal for entertaining. Two downstairs living areas and a fireplace provide flexibility for everyday living. The oversized primary en suite features generous closet space, a jetted tub, and a separate shower. Upstairs, a stunning staircase leads to a bright living area with a wall of windows overlooking the property, along with four bedrooms—two with private en-suites. A detached garage with apartment space offers excellent potential for guests, extended family, or income-producing use. Positioned toward the rear of the property for added privacy, the grounds are beautifully maintained and include a charming gazebo and an oversized back porch, perfect for relaxing or entertaining. This unique property blends historic charm, space, and versatility in a prime Jacksboro location.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
5/10
Jacksboro Middle SchoolGrades 6-80.4 mi
8/10
Jacksboro High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1915

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,In-Law Floorplan,Cable TV,Vaulted Ceiling(s)
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Great Room,Living Room,Recreation Room
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 4,118 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 12 x 16

Master Bedroom

  • Level: First
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 4729
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt,Circular Driveway,Covered,Detached Carport,Driveway,Guest,Kitchen Level,Off Street,Private
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$815$9,780
Property Taxes $419$5,028
Electricity $452$5,426
Total$4,714$56,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,622/yr
40% on housing$141,420/yr
45% on housing$125,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 76458$213
Jack County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 76458
Jack County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$589,900
2026-06-06Listed for sale$599,000
2025-11-16Listing removed--
2025-08-18Price change$589,000
2025-04-21Listed for sale$599,000
2022-05-02Sold--
2022-04-14Pending sale$425,000
2022-04-05Contingent$425,000
2022-04-04Listed for sale$425,000
2022-03-29Contingent$425,000
2022-03-19Listed for sale$425,000
2019-08-08Listing removed$299,950
2019-07-08Pending sale$299,950
2019-01-23Listed for sale$299,950
2018-10-16Listing removed$299,950
2018-07-18Listed for sale$299,950

For Sale by Agent

AgentLeann Johnson
BrokerageAnderson Realty Group, LLC.

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