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16 Trout St, Palacios, TX, 77465

5beds
4baths
3,026sqft
$679,000
$224price/sqft
$5,531/moest. monthly cost
$221,240/yrincome needed

About This Home

Welcome to your dream bayfront retreat! This fully renovated 5-bed, 4-bath home boasts an open floor plan, modern finishes, & stunning water views, making it the perfect haven for coastal living. Situated on a premium lot next to the peninsula, the property offers extra privacy & incredible scenery. With generous space to comfortably accommodate large families or guests, this home is designed for carefree living. One of the standout features is the covered outdoor kitchen, perfect for entertaining & enjoying al fresco dining while taking in the breathtaking surroundings. Additionally, the detached, air-conditioned barn/garage includes a full bath, making it an ideal space for guests, a studio, or extra living accommodations. Enjoy direct bay access from your private boat dock, along with the added bonus of a neighborhood private ramp, providing multiple options for boating and jet skiing. Located in a quiet, friendly community, this property embodies waterfront living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-58.6 mi
4/10
Palacios High SchoolGrades 6-128.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Gas Oven,Microwave,Gas Range,Indoor Grill,Dishwasher

Bedroom

  • Level: First
  • Area: 150
  • Dimensions: 10x15

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedroom

  • Level: Second
  • Area: 150
  • Dimensions: 10x15

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: First
  • Area: 630
  • Dimensions: 30x21

Features

  • Wet Bar,1 Bedroom Down - Not Primary BR,Primary Bed - 2nd Floor
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,026
  • Total interior livable area: 3,026 sqft

Kitchen

  • Level: First
  • Area: 273
  • Dimensions: 13x21

Primary Bedroom

  • Level: Second
  • Area: 336
  • Dimensions: 16x21

Utility Room

  • Level: First
  • Area: 35
  • Dimensions: 7x5

Property

Details

  • Parcel number: R18231

Features

  • Stories: 2
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: Bay Front,Bulkhead,Pier

Lot

  • Lot size: 0.78 Acres
  • Features: Cleared,Other,Subdivided,Waterfront,1/2 Up to 1 Acre

Parking

  • Total spaces: 4
  • Parking features: Detached,Oversized,Additional Parking,Boat,Converted Garage,Double-Wide Driveway,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Drought
Heat Wave
Ice Storm
Coastal Flooding
Hail

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$831$9,972
Property Taxes $935$11,220
Electricity $332$3,987
Total$5,531$66,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,634/yr
40% on housing$165,930/yr
45% on housing$147,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 77465$120
Jackson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 77465$167
Jackson County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$679,000
2026-08-05Pending sale$679,000
2026-05-21Price change$679,000
2026-05-07Price change$719,900
2026-04-01Price change$729,000
2026-02-05Price change$749,000
2025-11-04Price change$839,900
2025-10-15Price change$849,900
2025-08-22Price change$877,000
2025-07-31Price change$879,900
2025-06-21Listed for sale$885,000
2020-03-17Listing removed$438,500
2019-09-19Listed for sale$438,500

For Sale by Agent

AgentMairim Zamora
BrokerageHometown America Incorporated

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