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1120 highway 39, Ingram, TX, 78025

12beds
11baths
5,171sqft
$1,190,000
$230price/sqft
$7,978/moest. monthly cost
$319,120/yrincome needed

About This Home

A Picturesque Estate on the Guadalupe River! Nestled near Hunt, River Oaks Lodge is ideally situated to take advantage of everything the Hill Country has to offer. This stunning property can serve as a private family retreat or function beautifully as a Bed and Breakfast. Spanning over an acre, the estate features the main residence, known as The Lodge, along with three charming cottages: The Library, The River House, and The Ivy House. Giving you 12 bedrooms, 10 1/2 baths, a large central common area and dining room, along with plenty of outdoor space for you and your guest to unwind. With approximately 400 feet of Guadalupe Riverfront, it's a perfect location for swimming and canoeing. Property Details: The Lodge has 7 bedrooms and 7.5 bathrooms. The Library offers 1 bedroom and 1 bathroom. The River House includes 2 bedrooms and 1 bathroom. The Ivy House features 2 bedrooms and 1 bathroom. Currently operating as a vacation rental, all showings are by appointment only and must be scheduled around guest bookings. We kindly ask that you respect our guests and refrain from visiting without an appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
Hunt SchoolGrades PK-82.6 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1955

Materials

  • Foundation: Basement
  • Roof: Composition,Metal
  • Construction materials: Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level,Washer Hookup,Dryer Connection

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Area: 165

Bedroom3

  • Area: 165

Bedroom4

  • Area: 117

Bedroom5

  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 11
  • Full bathrooms: 10
  • 1/2 bathrooms: 1

Dining Room

  • Area: 150

Features

  • One Living Area,Liv/Din Combo,Two Eating Areas,Utility Room Inside,Ceiling Fan(s)
  • Flooring: Carpet,Linoleum,Wood,Vinyl,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,3+ Units,Electric
  • Cooling features: Three+ Central,3+ Window/Wall

Interior Area

  • Total interior livable area: 5,171 sqft

Kitchen

  • Area: 247

Living Room

  • Area: 266

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 70

Master Bedroom

  • Features: Ceiling Fan(s),Full Bath
  • Area: 182

Property

Details

  • Parcel number: 59050000100001

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Patio,Covered,Deck,Glass Enclosed
  • On waterfront: Yes
  • Waterfront features: Water Front Improved
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 1.10 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$347$4,164
Property Taxes $1,047$12,564
Electricity $567$6,813
Total$7,978$95,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,531/yr
40% on housing$239,340/yr
45% on housing$212,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 78025$273
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78025$270
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Price change$1,190,000
2025-12-08Price change$1,249,900
2025-09-30Price change$1,290,000
2025-06-07Listed for sale$1,350,000
2022-10-06Sold--
2022-09-12Pending sale$1,400,000
2022-09-02Contingent$1,400,000
2022-08-19Price change$1,400,000
2022-07-08Price change$1,500,000
2022-06-09Listed for sale$1,650,000

For Sale by Agent

AgentJerry French
BrokerageLegacy Partners

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