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502 Ross St, Kerrville, TX, 78028

5beds
2baths
1,571sqft
$279,000
$178price/sqft
$2,049/moest. monthly cost
$81,960/yrincome needed

About This Home

Welcome to this beautifully upgraded 5-bedroom home in the heart of Kerrville, where style, comfort, and functionality come together seamlessly. Thoughtfully updated with modern finishes and designer touches throughout, this spacious home offers the perfect blend of elegance and everyday living. From the moment you step inside, you'll notice the attention to detail - featuring updated flooring, a stunning kitchen with upgraded finishes, spacious living areas filled with natural light, and beautifully renovated bathrooms. The flexible floor plan provides plenty of space for entertaining, working from home, or accommodating guests, while the generous bedrooms offer comfort and privacy for everyone. Step outside to enjoy the outdoor space perfect for relaxing, hosting gatherings, or simply enjoying the peaceful Hill Country atmosphere. Located in a desirable Kerrville neighborhood with convenient access to shopping, dining, schools, and local amenities, this move-in ready home is one you won't want to miss. Schedule your private showing today and experience all the upgrades and charm this exceptional property has to offer!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Peterson Middle SchoolGrades 6-81.1 mi
5/10
Tivy High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Disposal
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 135

Bedroom3

  • Area: 130

Bedroom4

  • Area: 120

Bedroom5

  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 99

Features

  • One Living Area
  • Flooring: Other
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,571 sqft

Kitchen

  • Area: 140

Living Room

  • Area: 216

Master Bathroom

  • Features: Shower Only
  • Area: 55

Master Bedroom

  • Features: Other
  • Area: 180

Property

Details

  • Parcel number: 62551

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$183$2,196
Property Taxes $218$2,616
Electricity $238$2,859
Total$2,049$24,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,251/yr
40% on housing$61,470/yr
45% on housing$54,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$298
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$299,000
2025-01-22Listing removed$129,900
2025-01-20Price change$129,900
2025-01-07Price change$139,900
2024-12-06Price change$145,000
2024-11-20Price change$155,000
2024-11-05Price change$162,000
2024-10-28Listed for sale$169,900

For Sale by Agent

AgentSomer Tinsley
BrokerageeXp Realty

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