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235 N 12TH ST, Junction, TX, 76849

4beds
2baths
1,856sqft
$84,892
$46price/sqft
$888/moest. monthly cost
$35,520/yrincome needed

About This Home

Excellent opportunity to find affordable housing in the beautiful city of Junction Texas. Small town charm mixed with lots of local recreation. This three bedroom two bath one story home is perfect for those who seek room for gardening, near local conveniences, hospitals, and shopping. This home has an oversized family room, and a additional room that was utilized as a fourth bedroom. Visit MYNEXTBID for details and offers. This home needs a little TLC but minor repairs for the cost conscious who like to place their personal creativity on their new home. Reach out to your local representative today for a viewing.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
4/10
Junction Middle SchoolGrades 6-80.5 mi
6/10
Junction High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedroom2

  • Area: 100

Bedroom3

  • Area: 100

Bedroom4

  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 90

Family Room

  • Area: 280

Features

  • One Living Area,Master Downstairs
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: None,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,856 sqft

Kitchen

  • Area: 88

Living Room

  • Area: 143

Master Bathroom

  • Features: Tub/Shower Combo
  • Area: 48

Master Bedroom

  • Area: 100

Property

Details

  • Parcel number: R9889
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$101$1,212
Property Taxes $120$1,440
Electricity $238$2,859
Total$888$10,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,445/yr
40% on housing$26,640/yr
45% on housing$23,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 14.2%
14.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 76849$767
Kimble County$630

vs Homes Sold Last Month

Median $/sqft

ZIP 76849
Kimble County$694

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listing removed$100,809
2026-04-06Price change$100,809
2026-03-20Listed for sale$106,115
2026-03-18Pending sale$106,115
2026-03-06Listed for sale$106,115

Unknown Listed By

AgentLarry Durham
BrokerageDurmoye Realty

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