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21 Snell Dr, Lampasas, TX, 76550

4beds
2baths
1,863sqft
$270,000
$145price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

Well-maintained 4-bedroom, 2-bath home in the established Southern Oaks neighborhood offering approximately 1,863 sq ft of functional living space. The layout features a spacious living area with fireplace that opens to the dining area and kitchen, providing a practical flow for everyday living. The kitchen offers ample cabinet and counter space. The primary suite includes a private bath, with three additional bedrooms suitable for family, guests, or office space. Recent updates include HVAC condenser unit, roof, and windows. The fenced backyard provides room for outdoor activities or pets with a shed in the back yard for hobbies. It is conveniently located near schools, shopping, and local amenities.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
6/10
Lampasas Middle SchoolGrades 6-80.9 mi
6/10
Lampasas High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Oven,Water Heater,Built-In Oven
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s),Breakfast Bar
  • Flooring: Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 1,863 sqft

Property

Details

  • Parcel number: 2441

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 9,757 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$199$2,388
Property Taxes $241$2,892
Electricity $238$2,859
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 76550$278
Lampasas County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 76550$163
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$270,000
2026-02-12Listed for sale$275,000
2024-04-04Listing removed--
2024-03-05Price change$263,000
2024-01-30Listed for sale$265,000
2021-02-10Sold--
2020-11-12Listed for sale$227,000
2014-05-14Sold--
2014-04-01Price change$78,000
2013-09-26Listed for sale$130,000

For Sale by Agent

AgentMary Ferguson
BrokerageKeller Williams Realty, Waco

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