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199 County Road 4933, Kempner, TX, 76539

3beds
2baths
2,015sqft
$355,000
$176price/sqft
$2,681/moest. monthly cost
$107,240/yrincome needed

About This Home

Charming country home on .68 acres in Kempner, TX offering the perfect blend of small-town living, space, and convenience. Located in Central Texas between Lampasas and Copperas Cove, Kempner is ideal for buyers seeking a peaceful setting with an easy commute to Fort Cavazos, Lampasas, Liberty Hill, and surrounding employment hubs. This well-maintained 3-bedroom, 2-bath home features two spacious living areas, providing flexibility for a second family room, home office, game room, or media space. The updated kitchen opens to the dining area and offers modern finishes, ample cabinetry, and functionality for everyday living and entertaining. Enjoy quiet Texas evenings from the large screened-in patio overlooking the expansive backyard. Outdoor features include a dedicated dog run or garden area, oversized 2-car garage, additional carport parking, and a convenient circle driveway with plenty of room for guests, trailers, or recreational vehicles. With no HOA, light restrictions, low property tax rate, and room to spread out, this property is perfect for buyers looking for affordable country living near Fort Cavazos, first-time homebuyers, military families, commuters, or anyone wanting extra space without sacrificing accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
7/10
Lampasas Middle SchoolGrades 6-815.8 mi
6/10
Lampasas High SchoolGrades 9-1216.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Free-Standing Electric Range,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Primary Bedroom on Main
  • Window features: Blinds
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,015 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3200
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Dog Run,Gutters Partial
  • Fencing: Back Yard, Chain Link
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.69 Acres
  • Features: Back Yard,Front Yard,Interior Lot,Trees-Large (Over 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Attached,Carport,Circular Driveway,Driveway,Garage,Garage Faces Front,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$189$2,268
Property Taxes $459$5,508
Electricity $238$2,859
Total$2,681$32,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,920/yr
40% on housing$80,430/yr
45% on housing$71,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 76539$215
Lampasas County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 76539$208
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Price change$355,000
2026-05-24Listed for sale$365,000
2022-10-06Sold--
2022-09-06Pending sale$319,900
2022-08-07Price change$319,900
2022-07-15Listed for sale$325,000
2020-10-23Sold--
2020-08-02Pending sale$220,000
2020-07-23Price change$220,000
2020-07-06Listed for sale$225,000
2020-06-27Pending sale$225,000
2020-06-23Price change$225,000
2020-06-15Price change$234,900
2020-05-19Listed for sale$239,900
2016-04-05Listing removed--
2016-04-02Price change$95,569
2016-03-23Price change$75,000
2016-03-19Listed for sale--
2011-01-03Sold--

For Sale by Agent

AgentAmy Gandy
BrokerageAGandy & Co.

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