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276 County Road 4964, Kempner, TX, 76539

3beds
2baths
1,678sqft
$339,000
$202price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

Enjoy the perfect blend of space, functionality, and country living with this charming 3-bedroom, 2-bath home situated on open land designed for both comfort and convenience. Featuring a desirable split floor plan, this home offers privacy between the primary suite and secondary bedrooms—ideal for families or guests. Step inside to a spacious living area highlighted by vaulted ceilings and a cozy wood-burning fireplace, creating a warm and inviting focal point for relaxing or entertaining. The layout flows seamlessly, giving the home an open yet comfortable feel. Outside is where this property truly shines. A large driveway and side-entry garage provide ample parking and easy access, while four storage sheds located at the back of the property offer endless possibilities for tools, equipment, hobbies, or workshop space. With plenty of room to spread out, this property delivers the privacy and flexibility of country living without sacrificing everyday comfort. Whether you're looking for extra storage, space for projects, or simply a peaceful setting to call home, this property checks all the boxes. All measurements are approximate, buyer verify.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
6/10
Lampasas Middle SchoolGrades 6-815.6 mi
6/10
Lampasas High SchoolGrades 9-1215.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Range Hood,Water Heater,Some Electric Appliances,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,His and Hers Closets,Kitchen/Dining Combo,Multiple Closets,Split Bedrooms,Tub Shower,Vanity,Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 1,678 sqft

Property

Details

  • Parcel number: 5308

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio,Other,Storage,See Remarks
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.96 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$181$2,172
Property Taxes $64$768
Electricity $238$2,859
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 76539$215
Lampasas County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 76539$208
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$339,000
2026-02-24Listing removed$1,649
2026-02-01Price change$1,649
2026-01-15Listed for rent$2,000

For Sale by Agent

AgentMichelle Garner
BrokerageHattaway Properties, Inc.

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