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963 Fm 580, Lampasas, TX, 76550

3beds
2baths
1,744sqft
$540,000
$310price/sqft
$3,731/moest. monthly cost
$149,240/yrincome needed

About This Home

Situated on 2.16 acres just east of the Lampasas city limits, this updated 1,744 SF home offers a blend of comfort and functionality with vinyl flooring throughout, a modern kitchen featuring granite countertops, copper sink, breakfast bar, wall oven, and electric cooktop, plus a dining area complete with a coffee bar and built-in cabinetry. The home includes two secondary bedrooms, one with an en-suite bath offering a jetted tub and separate shower, while the primary suite features a decorative wood ceiling, large tile walk-in shower, and walk-in closet. Outdoor amenities include a covered back porch, three metal buildings—two of which are insulated and equipped with heating and cooling—along with a storage building, greenhouse, and two covered parking areas, providing ample space for hobbies, storage, or workshop use. Enjoy country living with convenient access to Lampasas and its amenities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Lampasas Middle SchoolGrades 6-82.3 mi
6/10
Lampasas High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer Hookup,Electric Water Heater,Cooktop,Wall Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Split Bedroom
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Property

Details

  • Parcel number: 009911

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Pipe,Perimeter
  • Waterfront features: No

Lot

  • Lot size: 2.16 Acres
  • Lot size dimensions: 234 x 470 x 199 x 420

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Carport,Side Entry
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$399$4,788
Property Taxes $364$4,368
Electricity $238$2,859
Total$3,731$44,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,920/yr
40% on housing$111,930/yr
45% on housing$99,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 76550$275
Lampasas County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 76550$163
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$540,000
2013-12-21Listing removed$169,500
2013-06-22Price change$169,500
2013-04-25Price change$174,500
2013-03-08Listed for sale$180,000

For Sale by Agent

AgentJanet Myrick
BrokerageThe Kuker Company

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