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1284 E Hempstead St, Giddings, TX, 78942

3beds
2baths
2,370sqft
$239,000
$101price/sqft
$1,751/moest. monthly cost
$70,040/yrincome needed

About This Home

This charming stone home is ready for your personal touch to make it your own! From the arched front doorway to the gorgeous wood flooring to the basement below, to the upstairs bedroom and bath with study area, this gem is located right in town and convenient to everything!!! Located on a large corner lot and a half with mature shade trees. Updated kitchen with tons of storage, and new HVAC installed March 2026 (window units will be removed.) Garage has been renovated into a large utility/storage room, and a ramp has been added to the back entrance. Alleyway behind home provides access to driveway and parking.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
6/10
Giddings Middle SchoolGrades 6-81.5 mi
8/10
Giddings High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Interior Steps,Kitchen Island
  • Window features: None
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Den

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,370 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Hand Rails

Details

  • Parcel number: 12890
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: None
  • Exterior features: None
  • Fencing: Partial, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 9,374 sqft
  • Features: City Lot,Corner Lot,Public Maintained Road

Parking

  • Parking features: Alley Access,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$113$1,356
Property Taxes $170$2,040
Electricity $260$3,122
Total$1,751$21,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,034/yr
40% on housing$52,530/yr
45% on housing$46,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 78942$252
Lee County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 78942
Lee County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$259,000
2026-03-31Listed for sale$279,000

For Sale by Agent

AgentLori Schultz
BrokerageSchultz Texas Properties, LLC

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