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1412 Parkway, Tow, TX, 78672

2beds
2baths
1,800sqft
$899,000
$499price/sqft
$5,337/moest. monthly cost
$213,480/yrincome needed

About This Home

Where the Shoreline Bends to Meet You. Some properties have a water view. This one has waterfront that moves with you. With over 1,042 ft. of shoreline on Lake Buchanan this is a rare offering that simply cannot be replicated. Set on approx. 2.7 Acres the property is anchored by stunning native rock outcroppings that emerge from the land like a natural sculpture. The owners once built a wooden deck atop these ancient formations, and the view from on top you could see all the way to the Dam — speaks to just how extraordinary this setting truly is. The home itself offers approx. 1,800 square feet of thoughtfully designed living space, with 2 beds and 2 baths laid out in an open, airy floor plan that frames the water at every turn. Beautiful Saltillo tile floors warm the interior with earthy Texas character, while a classic fireplace anchors the living space for evenings when the Hill Country air turns cool. The views from inside are simply breathtaking you'll never tire of this picture. On the water, a two-stall boat dock w/lifts and here is where the real magic of this property reveals itself. Because the usable shoreline is so generous, when lake levels fluctuate, you can simply relocate your dock to stay with the water. You also have your own personal boat ramp to launch your boat. No scrambling, no worrying just seamless access to the lake, season after season. Buchanan Lake Village has 4 HOA parks and 2 public boat ramps.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
5/10
Burnet Middle SchoolGrades 6-813.8 mi
6/10
Burnet High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Washer Hookup,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Split Bedroom
  • Flooring: Carpet,Saltillo,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 037999

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Chain Link
  • On waterfront: Yes
  • Waterfront features: Open Water,Lake Buchanan West
  • Frontage length: 1042

Lot

  • Lot size: 2.95 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: 2 Car Attached Garage,1 Car Carport,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$400$4,800
Property Taxes $154$1,848
Electricity $238$2,859
Total$5,337$64,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,982/yr
40% on housing$160,110/yr
45% on housing$142,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 78672$328
Llano County$412

vs Homes Sold Last Month

Median $/sqft

ZIP 78672
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$899,000

For Sale by Agent

AgentJill E Decker
BrokerageLakes and Hills Realty

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