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412 S GRANITE Street, Prescott, AZ, 86303

2beds
1baths
1,492sqft
$299,900
$201price/sqft
$1,903/moest. monthly cost
$76,120/yrincome needed

About This Home

Investor Special. Located in Prescott Original Townsite. Walking distance to the downtown courthouse square. Original home is 1904 adobe build with later additions, county effective age 1937. Usable fenced lot, good bones to work with, Zoned MF-H, & across the street from Granite Creek. If you have been looking for your next project, come see this home today

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
8/10
Prescott High SchoolGrades 8-121.9 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Composition
  • Construction materials: Stucco,Wood Frame,Adobe

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Built-in Microwave,Gas Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters
  • Window features: Single Pane
  • Flooring: Other,Carpet,Laminate

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Property

Details

  • Parcel number: 10903027

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Storage
  • Spa features: None
  • Fencing: Perimeter

Lot

  • Lot size: 7,405 sqft
  • Features: East/West Exposure,Dirt Front,Dirt Back

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $72$864
Property Taxes $99$1,188
Electricity $216$2,603
Total$1,903$22,836

Income You'd Need if You Spent...

35% on housing$65,245/yr
40% on housing$57,090/yr
45% on housing$50,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 86303$280
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86303$341
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$299,900
2026-07-23Listed for sale$299,900

For Sale by Agent

AgentLJ Romney
BrokerageRomney 4 Realty

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