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14021 Highway 21 W, North Zulch, TX, 77872

3beds
3baths
1,875sqft
$315,000
$168price/sqft
$2,218/moest. monthly cost
$88,720/yrincome needed

About This Home

Escape to peaceful country living with this unique 3 bedroom, 3 FULL bathroom home situated on 2.29 acres, just 20 minutes from Bryan. Offering the perfect blend of privacy and functionality, this property features a versatile floor plan with the third bedroom connected to its own living space, making it ideal for guest, multi-generational living, a home office, or private retreat. Inside, you'll find durable vinyl plank flooring, abundant storage throughout, and two updated bathrooms featuring tiled showers and modern vanities. The third bathroom is equipped with a handicap accessible jetted tub, providing added comfort and accessibility. Step outside and enjoy everything this property has to offer. The fully fenced 2.29 acres provides plenty of space for pets, livestock, gardening, or simply enjoying the outdoors. Relax year round on the screened in porch, harvest fresh fruit from your own mature fruit trees, and take advantage of the two storage sheds with electricity.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Sitting Area
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,875
  • Total interior livable area: 1,875 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Full Secondary Bathroom Down,Secondary Bath(s): Jetted Tub,Two Primary Baths

Property

Accessibility

  • Accessibility features: Master Bath Disabled Access

Details

  • Parcel number: 18864

Lot

  • Lot size: 2.24 Acres
  • Features: Cleared,2 Up to 5 Acres

Parking

  • Total spaces: 2
  • Parking features: No Garage,Additional Parking,Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$260$3,120
Property Taxes $128$1,536
Electricity $238$2,859
Total$2,218$26,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,045/yr
40% on housing$66,540/yr
45% on housing$59,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 77872$418
Madison County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 77872
Madison County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$315,000
2026-06-29Listing removed$326,000
2026-06-26Price change$326,000
2026-05-18Listed for sale$339,000
2016-06-28Listing removed$129,900
2016-03-21Pending sale$129,900
2016-02-29Price change$129,900
2015-07-30Listed for sale$139,900
2015-04-02Listing removed$160,000
2015-03-14Listed for sale$160,000

For Sale by Agent

AgentSecily Corbitt
BrokerageTreehouse Real Estate B/CS, LLC

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