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4529 Quiet Waters, North Zulch, TX, 77872

4beds
2baths
2,400sqft
$695,000
$290price/sqft
$5,582/moest. monthly cost
$223,280/yrincome needed

About This Home

Welcome to your own private retreat, where peaceful country living meets thoughtful updates and everyday comfort. Set on 4.17 scenic acres with mature trees, a creek, and a wooded buffer for added privacy, this inviting 4-bedroom, 2-bath home also offers a dedicated study and a formal dining room that could easily serve as a second living area. Inside, you’ll find warm, welcoming spaces, including an updated kitchen with center island, extra built-in oven, pantry, and under-cabinet lighting. The spacious primary suite offers a relaxing escape with an ensuite bath, oversized closet, and charming hidden vanity. Recent improvements include remodeled baths, energy-efficient LED lighting, PVC argon-filled windows installed in 2020, and a roof replaced in 2019. A 40' x 40' climate-controlled three-bay workshop/garage adds exceptional versatility for hobbies, storage, or workspace needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Spray Foam Insulation,Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedroom

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,1 Bedroom Down - Not Primary BR,2 Bedrooms Down,All Bedrooms Down,All Bedrooms Up,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Other

  • Level: First

Primary Bath

  • Level: First

Primary Bedroom

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 352.6
  • Dimensions: 16.4 x 21.5

Property

Details

  • Parcel number: 38002

Features

  • Stories: 1
  • Patio & porch: Screened
  • Has spa: Yes
  • Fencing: None

Lot

  • Lot size: 4.17 Acres
  • Features: Back Yard,Cul-De-Sac,Wooded,2 Up to 5 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$575$6,900
Property Taxes $1,230$14,760
Electricity $263$3,162
Total$5,582$66,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,382/yr
40% on housing$167,460/yr
45% on housing$148,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 77872$389
Madison County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 77872
Madison County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$695,000
2016-10-31Listing removed$289,900
2016-09-15Pending sale$289,900
2016-07-27Price change$289,900
2016-07-07Price change$295,555
2016-06-03Price change$304,900
2016-05-12Price change$314,900
2016-04-06Listed for sale$324,900

For Sale by Agent

AgentLinda Vorenkamp
BrokerageBeyond Real Estate

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