See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

305 W School St, Madisonville, TX, 77864

4beds
3baths
2,474sqft
$265,000
$107price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

305 W School St offers the convenience of in-town living with the charm of an established Madisonville neighborhood. Located just minutes from local schools, shopping, dining, and everyday amenities, this property provides easy access to everything needed for daily life. The location combines small-town comfort with the convenience of being near major routes for commuting and travel. Whether you're searching for a primary residence, an investment opportunity, or a property to make your own, this home offers flexibility and long-term appeal. Properties in central Madisonville continue to attract buyers looking for accessibility, community, and lasting value in a growing area.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Madisonville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Multiple Water Heaters

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,474
  • Total interior livable area: 2,474 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25261

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Ice Storm
Strong Wind
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$231$2,772
Property Taxes $212$2,544
Electricity $271$3,259
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 77864$149
Madison County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 77864
Madison County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$265,000

For Sale by Agent

AgentEric Hollis
BrokerageKeller Williams Realty Brazos Valley office

Similar Homes