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204 S Bay Blvd, Palacios, TX, 77465

5beds
3baths
2,652sqft
$585,000
$221price/sqft
$5,003/moest. monthly cost
$200,120/yrincome needed

About This Home

Wake up to Matagorda Bay views from this beautifully renovated 5-bedroom, 3-bath coastal retreat on South Bay Boulevard. Designed for gathering, entertaining and relaxed coastal living, this spacious 2,652-square-foot home combines bayfront living with a private backyard resort. The beach-entry pool and custom hot tub create an exceptional outdoor escape, while the flexible five-bedroom layout offers room for family, guests, multigenerational living or a home office. A downstairs primary suite adds privacy and convenience. Extensively renovated in 2025, the home features a new roof, HVAC and ductwork, updated lighting and interior finishes, quartz bathroom countertops, custom epoxy kitchen countertops, updated fencing, patios, driveway and numerous additional improvements. Located along Palacios’ iconic bayfront, this is more than a coastal home—it’s a place to gather, unwind and enjoy life on the bay.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-52.2 mi
4/10
Palacios High SchoolGrades 6-122.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 12x13

Bedroom

  • Level: Second
  • Area: 266
  • Dimensions: 19x14

Bedroom

  • Level: Second
  • Area: 266
  • Dimensions: 19x14

Bedroom

  • Level: Second
  • Area: 266
  • Dimensions: 19x14

Bedroom

  • Level: First
  • Area: 360
  • Dimensions: 20x18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 2,652 sqft

Property

Details

  • Parcel number: 41849

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • On waterfront: Yes
  • Waterfront features: Bay Front

Lot

  • Lot size: 10,698 sqft
  • Features: Subdivided,Waterfront,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Drought
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$716$8,592
Property Taxes $1,038$12,456
Electricity $291$3,494
Total$5,003$60,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,531/yr
40% on housing$150,090/yr
45% on housing$133,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 77465$120
Matagorda County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 77465$167
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$575,000
2026-07-04Price change$585,000
2026-06-23Price change$595,000
2026-05-12Listed for sale$599,000
2022-09-03Listing removed--
2022-08-25Pending sale$350,000
2022-07-27Price change$350,000
2012-09-09Listed for sale$250,000
2011-12-22Listing removed$199,500
2011-06-17Listed for sale$199,500
2011-03-06Listing removed$199,500
2010-05-20Listed for sale$199,500

For Sale by Agent

AgentLin Hutzenbiler
BrokerageJLA Realty

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