4503 Rattan Ave, Bay City, TX, 77414
About This Home
Unlock the potential in this charming 2-bedroom, 2-bath rancher! While it has seen several recent upgrades, it’s a 'diamond in the rough' awaiting your final cosmetic touches and a fresh coat of paint to truly shine. The garage has been thoughtfully converted into a spacious second living area, perfect for a media room or home office. Situated in a prime Bay City location with highly-rated schools and rapid access to major commuter routes, this is a high-value opportunity for the savvy DIY homeowner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Cement Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Gas
Interior Area
- Total structure area: 1,679
- Total interior livable area: 1,679 sqft
Property
Details
- Parcel number: 40036
Features
- Stories: 1
Lot
- Lot size: 5,270 sqft
- Features: Other,0 Up To 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $657 | $7,884 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $123 | $1,476 |
| Electricity | $238 | $2,859 |
| Total | $1,146 | $13,752 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $130,000 |
| 2026-03-18 | Price change | $163,760 |
| 2026-02-04 | Listed for sale | $178,000 |
| 2025-10-16 | Sold | -- |
| 2025-09-04 | Price change | $165,000 |
| 2025-07-16 | Listed for sale | $189,500 |
| 2018-05-07 | Listing removed | $130,000 |
| 2018-03-26 | Price change | $130,000 |
| 2018-01-29 | Price change | $135,000 |
| 2018-01-03 | Listed for sale | $137,500 |
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