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2801 Avenue I, Bay City, TX, 77414

3beds
2baths
2,169sqft
$209,990
$97price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Experience timeless elegance in this historic 1940 English Tudor, situated on a corner 15,000 sq ft lot adorned w/ majestic oak trees. This beautifully maintained home blends classic architectural charm w/thoughtfully curated modern updates. Step inside to discover the OPEN-SPACE concept throughout & interiors refreshed with NEW CARPET & LVP FLOORING,FRESH PAINT exterior & interior, CEILING FAN w/LIGHT & REMOTE in living room, UPDATED WINDOW TREATMENTS, PROFESSIONAL OAK TREE PRUNING, New additional ATTIC INSULATION, NEW EXTERIOR GFCI, NEW TOILETS & crushed stone front parking area. An oversized bonus room w/entrance—built on an extended slab by the previous owner, seamlessly integrates with the home’s architecture, perfect for entertaining, a media room, or a private retreat.Nice size backyard features a double-hinged gated entry, providing easy access for Over-sized vehicles, boats, RVs. Prime location: minutes from the heart of Bay City,Tenaris, local refineries, and Matagorda Beach.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Cherry Elementary SchoolGrades PK-K0.8 mi
5/10
4/10
Bay City High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Cooktop,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,169
  • Total interior livable area: 2,169 sqft

Property

Details

  • Parcel number: 40680

Features

  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$207$2,484
Property Taxes $367$4,404
Electricity $238$2,859
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 77414$159
Matagorda County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 77414$142
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$230,000

For Sale by Agent

AgentTram Bui
BrokeragePrecious Realty & Mortgage

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