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1306 Jones St, Henderson, TX, 75654

4beds
2baths
2,090sqft
$236,000
$113price/sqft
$1,796/moest. monthly cost
$71,840/yrincome needed

About This Home

Welcome home to this spacious and move-in ready 4-bedroom, 2-bath residence offering approximately 2,090 square feet of comfortable living space. This charming home features two generous living areas, a formal dining room, and beautiful original hardwood floors that add warmth and character throughout. Large windows fill the home with natural light, creating a bright and inviting atmosphere in every room. The well-designed floor plan provides plenty of space for both everyday living and entertaining. Situated on a desirable corner lot, the property also includes a gazebo perfect for outdoor gatherings and relaxation, along with a storage building that offers additional space for tools, equipment, or hobbies. Combining classic charm with modern convenience, this well-maintained home is truly move-in ready and waiting for its next owner. Don't miss the opportunity to make this exceptional property your own!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
5/10
Henderson Middle SchoolGrades 6-80.7 mi
4/10
Henderson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Shingle Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Electric Cooktop,Dishwasher,Vented Exhaust Fan,Gas Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower and Tub

Bedroom

  • Features: All Bedrooms Downstairs,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Formal Dining

Features

  • Pantry,High Speed Internet
  • Flooring: Vinyl,Tile,Hardwood
  • Fireplace features: Gas Log,Glass Doors
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Central Electric,Other

Interior Area

  • Total interior livable area: 2,090 sqft

Property

Details

  • Parcel number: 2284
  • Exclusions: Stainless Steal Fridge in Kitchen

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Wood
  • Topography of land: Level
  • Residential vegetation: None
  • Living area range: 2001-2500

Lot

  • Lot size: 0.31 Acres
  • Features: Landscaped,Native Grass,Sandy Loam

Parking

  • Parking features: No Garage,None,Attached,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,193$14,316
Home Insurance *$187$2,244
Property Taxes $178$2,136
Electricity $238$2,859
Total$1,796$21,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,577/yr
40% on housing$53,880/yr
45% on housing$47,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 75654$155
Rusk County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 75654$147
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$234,000
2026-07-21Price change$236,000
2026-06-13Listed for sale$238,000
2018-06-25Sold--
2017-09-01Listing removed$108,500
2017-04-11Price change$108,500
2017-01-05Listed for sale$109,900
2016-08-31Listing removed$109,900
2016-08-03Listed for sale$109,900
2009-08-28Listing removed$99,900
2009-06-04Listed for sale$99,900

For Sale by Agent

AgentWhitney Jimenez
BrokerageL4 Property Group

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