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208 E Washington St, Overton, TX, 75684

2beds
1baths
1,428sqft
$119,900
$84price/sqft
$1,123/moest. monthly cost
$44,920/yrincome needed

About This Home

Come view this charming 1930 home on a beautiful lot surrounded by mature trees in the welcoming small town of Overton. Tucked away on a quiet, family friendly street, this 1,428 sq ft property blends character and flexibility with a layout that adapts to modern living. Original hardwood floors run through the bedrooms and hallway, adding timeless warmth and charm. Two spacious living areas provide room to relax and gather, including one featuring vaulted ceilings and a cozy wood-burning stove. The second living room is currently used as a primary bedroom, offering versatile space for a growing family, guests, office, or playroom. The eat in kitchen offers generous space for cooking and connection, while indoor laundry is conveniently located just off the second living area. Enjoy mornings or evenings on the welcoming covered front porch overlooking the peaceful setting. The large backyard offers plenty of space for kids to play, pets to roam, gardens, and outdoor gatherings. A wonderful opportunity to enjoy small-town living with charm, character, and room to make it your own!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Overton Elementary SchoolGrades PK-50.5 mi
4/10
Overton High SchoolGrades 6-120.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Other/See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric

Bathroom

  • Features: Shower and Tub

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other/See Remarks

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Property

Details

  • Parcel number: 3092
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Fencing: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Ice Storm
Lightning
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$215$2,580
Property Taxes $64$768
Electricity $238$2,859
Total$1,123$13,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,502/yr
40% on housing$33,690/yr
45% on housing$29,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 75684$122
Rusk County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 75684$113
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$124,900
2024-05-31Sold--
2024-05-06Pending sale$84,500
2024-04-30Contingent$84,500
2024-04-22Price change$84,500
2024-04-08Listed for sale$85,600
2024-04-02Contingent$88,300
2024-03-18Price change$88,300
2024-03-12Listed for sale$88,400
2024-03-05Contingent$88,400
2024-03-04Price change$88,400
2024-02-25Price change$89,500
2024-02-05Price change$109,800
2024-01-24Price change$115,000
2024-01-20Price change$122,000
2023-12-18Listed for sale$125,000

For Sale by Agent

AgentBen Clark
BrokerageNewberry Real Estate

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