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3 Chase Creek Dr, Henderson, TX, 75654

4beds
2baths
2,577sqft
$425,000
$165price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

Welcome to this spacious and inviting home in Henderson, offering 2,577 square feet of comfortable living space on a generous half-acre lot. With 4 bedrooms and 2 bathrooms, this property provides the perfect balance of functionality and room to grow. Inside, you’ll find a well-designed layout with ample living space, ideal for both everyday living and entertaining guests. The kitchen offers plenty of storage and workspace, seamlessly connecting to the main living areas for an open, welcoming feel. Each bedroom is nicely sized, providing comfort and flexibility for family, guests, or a home office. Step into your own backyard retreat, designed for both relaxation and entertaining. The spacious outdoor area features a stunning in-ground pool complete with a slide and diving board, creating a resort-style feel right at home. The expansive concrete decking offers plenty of room for lounging, while the large, fenced yard provides privacy and space to enjoy. A slab has already been poured for a future outdoor kitchen, making it easy to bring your vision for the ultimate entertaining space to life. Whether you’re hosting summer gatherings or enjoying a quiet evening by the pool, this backyard is ready to impress. Conveniently located less than 1.5 miles from the city limits and just 3.6 miles from downtown Henderson, this home offers the perfect blend of peaceful living with quick access to town.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Henderson Middle SchoolGrades 6-83.3 mi
4/10
Henderson High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Electric Cooktop,Microwave,Dishwasher,Disposal,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,577 sqft

Property

Details

  • Parcel number: 63445
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Rain Gutters
  • Fencing: Wood
  • Living area range: 2501-3000

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 143x149

Parking

  • Parking features: No Garage,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$337$4,044
Property Taxes $199$2,388
Electricity $282$3,395
Total$2,967$35,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,725/yr
40% on housing$89,010/yr
45% on housing$79,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 75654$153
Rusk County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 75654$147
Rusk County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$480,000
2006-11-27Sold--

For Sale by Agent

AgentKyndal R Martin
BrokerageKristi Martin Realty

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