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20 Joyce Rd, Cleveland, TX, 77328

7beds
4baths
5,354sqft
$325,000
$61price/sqft
$3,004/moest. monthly cost
$120,160/yrincome needed

About This Home

5,354 Sqft • 2-Story Home on 1 Acre This spacious property offers 7 bedrooms, 3.5 baths, a huge living room, and a large game room — perfect for a big family or multi-use living. Sitting on one full acre, the backyard includes a swimming pool that needs repair, giving you the chance to restore it to your style. The home needs some updates, but the size, layout, and land make it an incredible opportunity. Message me for details or to schedule a private tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
2/10
Cleveland Middle SchoolGrades 6-87.4 mi
1/10
Cleveland High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,354
  • Total interior livable area: 5,354 sqft

Property

Details

  • Parcel number: 91806

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 1.05 Acres
  • Features: Corner Lot,1/2 Up to 1 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$278$3,336
Property Taxes $496$5,952
Electricity $587$7,054
Total$3,004$36,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,994/yr
40% on housing$90,120/yr
45% on housing$80,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$210
San Jacinto County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$325,000
2026-06-27Price change$350,000
2025-09-03Price change$150,000
2025-08-26Price change$175,000
2025-08-20Price change$189,000
2025-08-18Price change$209,000
2025-08-11Price change$229,000
2025-08-06Price change$249,000
2025-07-28Price change$299,000
2025-07-03Price change$380,000
2025-03-11Price change$480,000
2025-01-30Listed for sale$570,000
2020-05-22Listing removed$90,000
2020-05-12Pending sale$90,000
2020-01-30Listed for sale$90,000
2017-05-04Listing removed$80,000
2017-01-18Listed for sale$80,000
2015-09-18Sold--
2015-07-22Pending sale$55,000
2015-07-19Listed for sale$55,000
2013-01-11Listing removed$15,000
2012-10-17Listed for sale$15,000

For Sale by Agent

AgentMiguel Canas
BrokerageNext Trend Realty LLC

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