3267 County Road 320, Breckenridge, TX, 76424
About This Home
Experience the best of lake life with this spacious 3 bedroom, 2 bath home situated on just under an acre of land in the sought after Breezy Point Subdivision with direct waterfront access on beautiful Hubbard Creek Lake. Offering 2,040 sq ft of living space this property is designed for relaxing weekends, full time lake living, and entertaining family and friends. This property combines comfortable indoor living and exceptional outdoor amenities and stunning lake views. Inside you will find a large open concept living, dining, and kitchen area perfect for entertaining the next gathering. The spacious kitchen features ample cabinet and counter space, while the generous living area provides plenty of room to relax and plenty of sunlight overlooking the back porch. Enjoy peaceful lake views from the spacious covered back porch and unwind in the hot tub after a day on the water. The large yard provides room to spread out while still being easy to maintain. A standout feature of the property is the insulated shop with electricity, perfect for boat storage, a workshop or additional storage needs. Solar panels have been placed on the shop but have never been put into service. Mature trees through the property offer shade, privacy and a park like setting. Whether you are looking for a forever home or a weekend retreat this Hubbard Creek Lake property offers the space, views and waterfront lifestyle you have been searching for!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen,Open Floorplan,Walk-In Closet(s)
Heating & Cooling
- Heating features: Central,Electric,Solar
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 2,040 sqft
Living Room
- Level: First
- Dimensions: 1 x 1
Master Bathroom
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: R10103
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Patio,Covered
- Exterior features: Storage
- Fencing: Chain Link
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
- Waterbody name: Hubbard Creek
Lot
- Lot size: 0.92 Acres
- Features: Acreage,Back Yard,Lawn,Few Trees,Waterfront
Parking
- Total spaces: 4
- Parking features: Additional Parking,Concrete,Covered,Carport,Driveway,Outside,RV Garage,Storage,Workshop in Garage,Boat,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Drought
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $956 | $11,472 |
| Property Taxes | $108 | $1,296 |
| Electricity | $238 | $2,859 |
| Total | $3,572 | $42,864 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Listed for sale | $449,000 |
For Sale by Agent
View on Zillow