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1450 Outer Loop Rd, Chino Valley, AZ, 86323

4beds
4baths
2,100sqft
$490,000
$233price/sqft
$2,997/moest. monthly cost
$119,880/yrincome needed

About This Home

New roof HVAC Waterproof LVP flooring Storage Solid shelving/closets Parking Low utilities Quiet neighborhood 9.5-foot vaulted ceiling Rural setting with unobstructed mountain views. 2100 sq ft home An additional 1000 sq ft. Multigenerational, split floor plan Two on suites Air-conditioned structure with the half bath. (Boxed cabinets, doors, and drywall included to finish as an ADU conversion) 2 porches for outdoor enjoyment. Pellet stove for cozy heating, gas stove, and gas heat Shown by appointment ONLY Message for additional photos, details, or a private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Heritage Middle SchoolGrades 6-83.9 mi
5/10
Chino Valley High SchoolGrades PK,9-123.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shake / Shingle
  • Construction materials: steel

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced air,Heat pump,Propane / Butane,Solar,Wood / Pellet
  • Cooling features: Central,Solar

Interior Area

  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 30602547B

Features

  • Exterior features: Shingle,Wood products,Cement / Concrete
  • Has view: Yes
  • View description: Territorial,Mountain

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $135$1,620
Property Taxes $163$1,956
Electricity $222$2,668
Total$2,997$35,964

Income You'd Need if You Spent...

35% on housing$102,754/yr
40% on housing$89,910/yr
45% on housing$79,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 86323$208
Yavapai County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 86323$280
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Price change$490,000
2026-05-31Listed for sale$498,000
2021-12-10Sold$400,000
2021-11-19Pending sale$399,900
2021-11-02Contingent$399,900
2021-10-29Listed for sale$399,900
2002-06-18Sold$133,000
2001-10-22Sold$128,900
2001-05-24Sold$154,590

For Sale by Owner

AgentProperty Owner

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