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3688 Holly Rd, GILMER, TX, 75644

3beds
2baths
2,430sqft
$999,900
$411price/sqft
$7,449/moest. monthly cost
$297,960/yrincome needed

About This Home

Beautiful 3/2/2 on 14.473 Acres! Has 2 Nice shops! New water well. Huge pond's! This house you do not want to MISS out on it! The office could be a 4th bedroom if you need a extra bedroom. Granite through out home. Large master suite. Lots of windows. Covered patio looks out of the water! Beautiful views. Electric gate. All fenced and cross fenced. Tile flooring through out home. Working pens. Chicken coop. To much to list schedule your appointment and come see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
Gilmer Elementary SchoolGrades K-46.9 mi
6/10
Bruce Junior High SchoolGrades 7-86.1 mi
6/10
Gilmer High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Shower Only,Tub Only,Separate Lavatories,Granite Counters

Bedroom

  • Features: Master Bedroom Split

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Room

Features

  • High Ceilings,Ceiling Fans,Eat-in Kitchen
  • Window features: Shades/Blinds
  • Flooring: Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,430 sqft

Property

Details

  • Parcel number: 76017
  • Exclusions: PERSONAL ITEMS

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters
  • Fencing: Cross Fenced,Barbed Wire
  • Waterfront features: Creek,Pond
  • Topography of land: Level
  • Residential vegetation: Partially Wooded
  • Living area range: 2001-2500

Lot

  • Lot size: 13.47 Acres
  • Features: Landscaped,Sandy Loam

Parking

  • Total spaces: 2
  • Parking features: Carport,Garage Faces Front,Workshop in Garage,Attached,Gravel
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$1,219$14,628
Property Taxes $908$10,896
Electricity $266$3,201
Total$7,449$89,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,394/yr
40% on housing$223,470/yr
45% on housing$198,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 75644$200
Upshur County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 75644$121
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$999,900

For Sale by Agent

AgentWendy West
BrokerageColdwell Banker Lenhart-Gilmer

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