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817 W Cargile, Uvalde, TX, 78801

2beds
1baths
868sqft
$79,000
$91price/sqft
$780/moest. monthly cost
$31,200/yrincome needed

About This Home

This BIG lot offers so much potential! Great location for rentals or New Construction Homes. Tucked away in the back of the subdivision, this could be a great investment property for someone wanting to help the neighborhood keep the forward motion of growth and development. Contact your realtor today to schedule a showing!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
3/10
Uvalde High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1963

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Living Area,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: 3+ Units,Electric
  • Cooling features: 3+ Window/Wall

Interior Area

  • Total interior livable area: 868 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 120

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 10924

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.48 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$67$804
Property Taxes $76$912
Electricity $238$2,859
Total$780$9,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,742/yr
40% on housing$23,400/yr
45% on housing$20,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 78801$170
Uvalde County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 78801$129
Uvalde County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$90,000

For Sale by Agent

AgentJanet Davis
BrokerageSouthern Real Estate LLC

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