See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232 Fm 2628 Rd, Huntsville, TX, 77320

2beds
2baths
1,775sqft
$245,000
$138price/sqft
$2,070/moest. monthly cost
$82,800/yrincome needed

About This Home

Escape to the peaceful charm of country living w/this inviting 2-bed/2-bath home situated on over a half-acre in Huntsville, Texas. Surrounded by mature trees & beautiful landscaping, this property offers the privacy you’ve been searching for. Spend your mornings w/a cup of coffee or unwind in the evenings on the expansive backyard patio, surrounded by beautiful trees. Inside, you’ll find a warm, country inspired atmosphere w/a spacious living & dining area that’s perfect for gathering w/family & friends. The kitchen is designed w/both style & function in mind, featuring SS appliances & lots of cabinet & counter space. The large primary suite offers a peaceful retreat w/plenty of room to relax, while the spacious secondary bedroom provides a bonus space for a home office, gym or sitting area. The utility room provides space for extra storage or refrigerator. Whether you’re looking for a peaceful place to call home or a quiet escape, this charming property has it all! New AC 2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
5/10
Mance Park Middle SchoolGrades 6-85.7 mi
2/10
Huntsville High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Dryer,Refrigerator,Washer,Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Features

  • All Bedrooms Down,Primary Bed - 1st Floor,Split Plan,Walk-In Closet(s)
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,775
  • Total interior livable area: 1,775 sqft

Kitchen

  • Level: First
  • Area: 88
  • Dimensions: 8x11

Living Room

  • Level: First
  • Area: 260
  • Dimensions: 13x20

Other

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bath

  • Level: First
  • Area: 72
  • Dimensions: 8x9

Primary Bedroom

  • Level: First
  • Area: 256
  • Dimensions: 16x16

Utility Room

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Property

Details

  • Parcel number: 10535
  • Exclusions: See Exclusions List

Features

  • Stories: 1
  • Exterior features: Back Green Space,Side Yard

Lot

  • Lot size: 0.54 Acres
  • Features: Back Yard,Other,1/2 Up to 1 Acre

Parking

  • Total spaces: 2
  • Parking features: No Garage,Extra Driveway,Driveway,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$212$2,544
Property Taxes $382$4,584
Electricity $238$2,859
Total$2,070$24,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,971/yr
40% on housing$62,100/yr
45% on housing$55,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 77320$170
Walker County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 77320$155
Walker County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$215,000
2026-07-23Listed for sale$245,000

For Sale by Agent

AgentJanell Callihan
BrokerageKeller Williams Realty The Woodlands

Similar Homes