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4780 W Morgan Trl, Chino Valley, AZ, 86323

1beds
1baths
1,040sqft
$550,000
$529price/sqft
$3,332/moest. monthly cost
$133,280/yrincome needed

About This Home

Experience true four-season living on 10 private acres in the high desert of Chino Valley, where each season paints a different masterpiece across the landscape and every evening ends beneath a sky filled with stars. This is a place where time slows, horizons stretch endlessly, and nature becomes part of your everyday rhythm.Thoughtfully designed with distinctive Pueblo-inspired architecture and substantial, energy-efficient construction, the residence reflects a quiet strength and timeless character that feels perfectly rooted in its surroundings. Inside, the home offers an inviting and intentional living experience, where warm textures, a wood-burning stove, and expansive windows frame panoramic views of distant mountains and softly glowing city lights.Beyond the home, the land unfolds into something truly special. The gently rolling 10-acre parcel invites exploration, with native high desert vegetation, open space, and a hidden quartz rock field tucked toward the back of the property--an unexpected and captivating natural feature that feels like your own private escape. Bordering Arizona State Land and zoned for horses, this property offers the rare ability to ride directly from your own land into miles of open terrain, creating a seamless connection to the surrounding landscape.As the sun sets, the property transforms into a stargazer's sanctuary, where dark skies and minimal light pollution reveal a brilliant canopy of stars rarely experienced in today's world.Additional features include a 2-car garage, no HOA, and a solar water heating system that supports efficient, low-impact living. With close proximity to expansive riding and recreational areas, the property offers both independence and opportunity--whether for quiet retreat, equestrian living, future expansion, or a deeper connection to the outdoors.This is more than a home--it's a setting, a feeling, and a lifestyle defined by space, serenity, and the rare beauty of Northern Arizona in every season.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
2/10
Heritage Middle SchoolGrades 6-84.0 mi
5/10
Chino Valley High SchoolGrades PK,9-125.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Metal
  • Construction materials: Block,Other,Rammed Earth

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Other,Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Sink

Basement

  • Basement: None,Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s),Eat-in Kitchen,Kit/Din Combo,Kitchen Island,Laminate Counters,Live on One Level,Master Downstairs
  • Window features: Skylight(s),Aluminum Frames,Pleated Shades
  • Flooring: Tile,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),Room Refrigeration

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 30635002H
  • Zoning: RCU-2A

Features

  • Patio & porch: Covered
  • Exterior features: Level Entry,Native Species
  • Has view: Yes
  • View description: City,Granite Mountain,Mountain(s),Valley
  • Topography of land: Borders State/BLM,Other Trees,Rolling,Sloped - Gentle,Views

Lot

  • Lot size: 10 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway Dirt,Driveway Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Hail

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $152$1,824
Property Taxes $183$2,196
Electricity $216$2,603
Total$3,332$39,984

Income You'd Need if You Spent...

35% on housing$114,240/yr
40% on housing$99,960/yr
45% on housing$88,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 86323$207
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86323$280
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$550,000
2000-03-15Sold$145,000
1995-10-16Sold$139,900

For Sale by Agent

AgentAndrea McIntyre
BrokerageHomeSmart Fine Homes and Land

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