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4245 W Thunder Mountain Rd, Chino Valley, AZ, 86323

4beds
2baths
1,752sqft
$524,900
$300price/sqft
$3,189/moest. monthly cost
$127,560/yrincome needed

About This Home

Private 5.29-Acre Fully Fenced Homestead — Buyers Agents Welcome! Significant price improvement - well below appraisal. Pre-listing inspections have been completed and key improvements already addressed, offering buyers added clarity and confidence. Unlike many smaller-lot rural listings, this property offers over 5 thoughtfully designed usable acres for horses, homesteading, animals, privacy, and flexible living - with nothing else currently on the market offering this same combination of land, functionality, versatility, and lifestyle in one property. This is a truly one-of-a-kind property and rare opportunity. Well delivers 10 GPM to the home per recent testing. Latest updates. The well pump house has been fully rebuilt and insulated to protect plumbing year-round. A thoughtfully designed culinary garden has been added just off the back porch, our gift to be enjoyed by the next homeowners. Offering rare flexibility for horses, homesteading, multi-generational living, a dedicated work-from-home lifestyle, or income-producing opportunities. The home has already been appraised. Home, well, and pest inspections have been completed. This thoughtfully upgraded 4-bedroom, 2-bath home features a spacious primary suite with spa-like bathroom, sitting area, and dual walk-in closets, and is designed to offer privacy, functionality, and flexibility in a quiet rural setting with no HOA restrictions. The 1,752 sq ft main residence is complemented by multiple additional finished and functional spaces, offering substantially more usable living and working space than reflected in the listed square footage. A detached two-car garage includes a 12x16 attached shed and an 11x20 finished room with separate entrance and plumbed bathroom — ideal for guest space, a private office, studio, or creative workspace. A newly added 8x12 mudroom/office/walkout pantry off the laundry room enhances everyday functionality and flexible use. Extensive recent upgrades include a new roof, updated kitchen with new countertops and appliances, remodeled bathrooms, new flooring throughout, fresh interior and exterior paint, upgraded electrical panels with generator hook-ups, whole-home soft water and reverse osmosis systems, and an infrared sauna. Outdoor living features a circular driveway, custom front patio with firepit and planters, covered back patio, mature trees, wildflowers, private walking trails, and expansive mountain views. The firepit area has recently been relocated to create expanded entertaining space, offering even greater flexibility for gatherings. The covered back porch now serves as an ideal setting for morning coffee or sunset views across the property. As spring approaches, landscaping enhancements are underway to showcase the vibrant flowers and natural beauty that flourish here seasonally. Animal- and homestead-ready amenities include multiple secure fenced areas, a two-acre upper fenced pasture with stall/horse cover (water and electric), and additional thoughtfully configured fenced spaces suitable for horses, goats, chickens, livestock, or dogs. A unique geodesic dome retreat on a redwood platform includes a separate off-grid bathroom with finished tile shower, offering potential for creative use, private retreat space, or future income opportunities. Conveniently located minutes from groceries, restaurants, and schools, approximately 25 minutes to Prescott, and within easy access to Sedona, Flagstaff, and Phoenix, this property offers rural tranquility without isolation. More than a home, this is a rare opportunity to create a life with space, purpose, and flexibility — whether for animals, hosting, creativity, remote work, or income. A truly unique property offering peace, possibility, and freedom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Heritage Middle SchoolGrades 6-83.9 mi
5/10
Chino Valley High SchoolGrades PK,9-123.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Counters-Laminate,Live on One Level,Master On Main,Raised Ceilings 9+ft,Smoke Detector(s),Walk-In Closet(s),Wash/Dry Connection,Kit/Din Combo,Skylight(s),Garden Tub,Sound Wired,Garage Door Opener(s)
  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,752 sqft

Property

Details

  • Parcel number: 30635151A

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $145$1,740
Property Taxes $174$2,088
Electricity $216$2,603
Total$3,189$38,268

Income You'd Need if You Spent...

35% on housing$109,337/yr
40% on housing$95,670/yr
45% on housing$85,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 86323$207
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86323$280
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$524,900
2026-04-18Price change$539,000
2026-03-27Price change$545,000
2026-03-07Price change$550,000
2026-01-03Listed for sale$560,000
2025-10-15Listing removed$557,500
2025-10-14Listed for sale$557,500
2025-10-05Contingent$557,500
2025-09-19Price change$557,500
2025-08-22Listed for sale$560,000
2025-08-05Listing removed$575,000
2025-07-28Price change$575,000
2025-07-01Price change$585,000
2025-05-26Price change$600,000
2025-05-18Listed for sale$620,000
2017-08-04Sold$235,000
2017-06-15Pending sale$240,000
2017-05-04Listed for sale$240,000
2005-04-12Sold$208,000
2002-05-02Sold$164,000

For Sale by Owner

AgentTrish DeHamer

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