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115 Neal Rd, Wharton, TX, 77488

4beds
2baths
2,883sqft
$285,000
$99price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Beautifully maintained 4 bed, 2 bath brick home tucked away near the Caney Creek area with a peaceful country-living feel. Features include interior brick accents, cozy fireplace, spacious sunroom with butler’s sink, large kitchen with abundant cabinetry and customized pantry, plus a bonus room leading to an oversized mudroom with dual utility sinks. Split floor plan offers a private primary suite with built-ins, soaking tub, separate shower, double vanity, and large walk-in closet. Enjoy the privacy-fenced backyard, large double driveway, and attached covered carport. **This property has a private water well that services several neighbors. Contact listing agent for additional details.**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
4/10
2/10
Wharton High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 12x16

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric,Gas

Interior Area

  • Total structure area: 2,883
  • Total interior livable area: 2,883 sqft

Primary Bedroom

  • Level: First
  • Area: 360
  • Dimensions: 18x20

Property

Details

  • Parcel number: R12422

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot,Subdivided,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: No Garage,Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$459$5,508
Property Taxes $460$5,520
Electricity $316$3,798
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 77488$115
Wharton County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 77488$119
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$285,000
2026-05-29Listed for sale$297,000
2026-03-26Listing removed$300,000
2026-03-24Listed for sale$300,000
2026-03-17Pending sale$300,000
2026-02-24Price change$300,000
2026-02-02Listed for sale$330,000

For Sale by Agent

AgentCori Radley
BrokerageCori Radley & Co

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