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411 E Church St, El Campo, TX, 77437

5beds
3baths
3,518sqft
$325,000
$92price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

REAL ESTATE AUCTION accepting bids - Five bedroom 2 -1/2 bath - spacious home on a generously sized corner lot located in El Campo, Texas. Front entrance of home has porch lined with columns and Victorian architectural accents. Back patio area that overlooks fenced backyard with ample room. Property has many mature trees offering plenty of shade. Metal building/garage /carport features additional parking and storage area. Living room features several bay windows and view of front yard. Kitchen is adjacent to dining area with room for entertaining. Kitchen and baths feature several updates, including floors and countertops.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
5/10
El Campo Middle SchoolGrades 6-82.1 mi
5/10
El Campo High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 150
  • Dimensions: 10 x 15

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 10 x 11

Bedroom

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 3,518
  • Total interior livable area: 3,518 sqft

Primary Bedroom

  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Property

Details

  • Parcel number: 13710
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Extra Driveway,Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$509$6,108
Property Taxes $266$3,192
Electricity $386$4,635
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 77437$109
Wharton County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 77437$121
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$325,000
2023-04-25Listing removed--
2023-04-23Listed for sale$265,000
2023-04-07Pending sale$265,000
2023-03-08Contingent$265,000
2023-02-05Listed for sale$265,000
2022-09-02Listing removed--
2022-07-12Price change$265,000
2022-03-07Listed for sale$299,900
2011-12-30Listing removed$84,900
2011-08-23Listed for sale$84,900

Unknown Listed By

AgentHeather Kaspar
BrokerageeXp Realty, LLC

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