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1004 Harlem St, El Campo, TX, 77437

2beds
1baths
621sqft
$76,999
$124price/sqft
$896/moest. monthly cost
$35,840/yrincome needed

About This Home

JUST LISTED this unique home in El Campo, Texas. This cute 2-bedroom 1 bathroom home is nestled in a quiet neighborhood, surrounded by numerous local parks and has easy access to nearby shops and restaurants. It has some nice UPDATES including fresh paint plus an upgraded kitchen and bathroom. The location is less than 5 minutes away from the H-E-B and WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's terms and smooth process that may be able to put the deed in your name and make this your dream home.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
4/10
El Campo Middle SchoolGrades 6-82.8 mi
5/10
El Campo High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 621
  • Total interior livable area: 621 sqft

Property

Details

  • Parcel number: R20813

Features

  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Features: Other,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $389$4,668
Home Insurance *$120$1,440
Property Taxes $149$1,788
Electricity $238$2,859
Total$896$10,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,720/yr
40% on housing$26,880/yr
45% on housing$23,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 77437$111
Wharton County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 77437$121
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$76,999
2024-09-24Sold--

For Sale by Agent

AgentChet Polniazek
Brokerage1st Texas Realty Services

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